Lincoln County property record for 7644 Bluff Point Ln, Denver, NC 28037
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 1,768 sqft · built 2004 |
| Lot Size | 0.033 acres (1,481 sqft) |
| Owner | Individual Name on File |
| Last Sale | $179,000 (Jun 2019) |
| Tax Bill | $1,917 (2023) |
| Deeds & Mortgages | Sep 2020 Mortgage Jun 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4602-51-5532 |
| Primary APN | 4602-51-5532 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,768 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 1,481 sqft (0.033 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 273071 |
|---|---|
| Old Parcel Number | 460204515532 |
| Street Address | 7644 BLUFF POINT LN |
| City | DENVER |
| State | NC |
| Zip | 28037-7549 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | ELDD PD-MU CU |
| Legal Description | #9 BLDG #96 UNIT W-SIDE |
| Legal Subdivision | WATERSIDE XING TWNHMS PH II-A |
| Legal Block | 51 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 71102 |
Source: Lincoln County records · APN 4602-51-5532
Assessment roll updated January 1, 2023 · Last verified November 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7644 BLUFF POINT LN, DENVER, NC 28037-7549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 07, 2019 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Jan 13, 2017 | Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 07, 2019 · Amount on Record |
| Deed Sale | Jun 07, 2019 · Amount on Record |
| Prior Sale | May 16, 2008 · Amount on Record |
| Deed Document Number | 0002822246 |
| Deed Book / Page | 2822 / 246 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7644 BLUFF POINT LN, DENVER, NC 28037-7549 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2951708 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 2951/708 |
| Instrument | 616066 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jun 07, 2019 |
| Property Address | 7644 BLUFF POINT LN, DENVER, NC 28037-7549 |
| Document Number | 2822246 |
| Book / Page | 002822 / 000246 |
| Instrument Date | Jun 06, 2019 |
| Instrument | 593446 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $358.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7644 BLUFF POINT LN DENVER NC 280377549, DENVER, NC 28037-7549 |
| Document Number | 2822248 |
|---|---|
| Date | Jun 07, 2019 |
| Book Page | 002822/000248 |
| Instrument | 593447 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 06, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7644 BLUFF POINT LN, DENVER, NC 28037-7549 |
| Document Number | 2642133 |
| Instrument Date | Jan 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Name | Verified Name |
|---|---|
| Address | 7644 BLUFF POINT LN DENVER NC 280377549, DENVER, NC 28037-7549 |
| Document Number | 2642133 |
|---|---|
| Date | Jan 23, 2017 |
| Book Page | 002642/000133 |
| Instrument | 557906 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, NC 28403 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 22, 2047 |
Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,917.00 | $298,812 Land $27,000 Building $271,812 | $298,812 Land $27,000 Building $271,812 |
Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), as of January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090711022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
Based on FCC filings for 88 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NC0155035, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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