7659 Bluff Point Ln, Denver, NC 28037 Property Records

Lincoln County property record for 7659 Bluff Point Ln, Denver, NC 28037

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,716 sqft · built 2002
Lot Size0.034 acres (1,481 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Jun 2020)
Tax Bill$1,876 (2026)
Deeds & MortgagesJul 2022 Mortgage
Jun 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN4602-51-5793

Property Details

APN / Parcel Number

Primary APN4602-51-5793
Alternative APNs
  • 460204515793
  • 278523
  • 76528

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,716 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area1,481 sqft (0.034 acres)

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number278523
Street Address7659 BLUFF POINT LN
CityDENVER
StateNC
Zip28037-7549
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeELDD PD-MU
Legal Description#12 BLDG #25 UNIT W-SIDE
Legal SubdivisionWATERSIDE XING
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group2
Census Block2014
Census Tract71102

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address117 CRAMERTON MILLS PKWY, CRAMERTON, NC 28032-0020
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jun 5, 2020Warranty Deed, Transfer · FHA Mortgage
FIRST SAVINGS BANK
Oct 1, 2018Grant Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2020 · Amount on Record
Deed SaleJun 5, 2020 · Amount on Record
Prior SaleOct 1, 2018 · Amount on Record
Deed Document Number2020609940
Deed Book / Page2915 / 197
Prior Transfer DateSep 28, 2018
Prior Transfer Doc0027730360
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7659 BLUFF POINT LN, DENVER, NC 28037-7549
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address7659 BLUFF POINT LN, DENVER, NC 28037-7549

Mortgage

Document Number0003178872
DateJul 7, 2022
Book Page3178/872
Instrument654671
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term336 Months
DueJul 1, 2050

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateJun 5, 2020
Property Address7659 BLUFF POINT LN, DENVER, NC 28037-7549
Document Number0002915197
Book / Page2915 / 197
Map ReferenceMB 10 PG 92
Instrument DateJun 4, 2020
Instrument609940
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address507 MEADOW WOOD LN, 507, STANLEY, NC 28164-9509

Transferred To (Grantee/Buyer)

NameVerified Name
Address7659 BLUFF POINT LN, DENVER, NC 28037-7549

Mortgage

Document Number0000609941
DateJun 5, 2020
Instrument609941
Lender
NameFIRST SAVINGS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLINCOLN NC
Recording DateOct 1, 2018
Property Address7659 BLUFF POINT LN, DENVER, NC 28037-7549
Document Number2773360
Book / Page002773 / 000360
Instrument DateSep 28, 2018
Instrument583945
Transaction TypeTransfer
Record UpdatedOct 10, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$324.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7659 BLUFF POINT LN DENVER NC 280377549, DENVER, NC 28037-7549

Mortgage

Document Number2773362
DateOct 1, 2018
Book Page002773/000362
Instrument583946
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-2906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 30, 2048

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,876.00$287,573 (-) Land $27,000 Building $260,573$287,573 (-) Land $27,000 Building $260,573
2025$1,876.00 (+1.46%)$287,573 (-) Land $27,000 Building $260,573$287,573 (-) Land $27,000 Building $260,573
2023$1,849.00$287,573 Land $27,000 Building $260,573$287,573 Land $27,000 Building $260,573

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people · EPA ID NC0155035
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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