729 Tern Dr, Lathrop, CA 95330 Property Records

San Joaquin County property record for 729 Tern Dr, Lathrop, CA 95330 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,843 sqft · built 2022
Lot Size	0.176 acres (7,699 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (Nov 2022)
Tax Bill	$10,707 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`192-110-620-000`

Property Details

APN / Parcel Number

Primary APN	`192-110-620-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,843 sqft Living Area

Exterior

Year Built	Built 2022
Construction Type	Wood
Lot Area	7,699 sqft (0.176 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	729 TERN DR
City	LATHROP
State	CA
Zip	95330-8044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 311 STANFORD CROSSING PHASE 1B-1 4017
Legal Lot Number	311
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	3
Census Block	3034
Census Tract	5119

Owner

Source: San Joaquin County records · APN 192-110-620-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	729 TERN DR, LATHROP, CA 95330-8044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 04, 2022 · Amount on Record
Deed Sale	Nov 04, 2022 · Amount on Record
Deed Document Number	2022-126169
Record Updated	Jun 08, 2026

November 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 04, 2022
Property Address	729 TERN DR, LATHROP, CA 95330-8044
Document Number	0000126169
Map Reference	MB 43 PG 155
Instrument Date	Oct 26, 2022
Instrument	2022-126169
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 16, 2022
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	729 TERN DR, LATHROP, CA 95330-8044

Mortgage

Document Number	0000126170
Date	Nov 04, 2022
Instrument	2022-126170

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$10,707.00 (+4.55%)	$655,500 (+4.88%) Land $195,000 Building $460,500
2023	$10,241.00 (+113.67%)	$625,000 Land $135,000 Building $490,000
2022	$4,793.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770051193, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 37 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	37 in force 34 of 37 on primary residences
Nearby Flood Claims	1 (2023)
Most Recent Claim	Apr 2023, river or lake flooding, Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.