765 Swan River Rd, Bigfork, MT 59911 Property Records

Flathead County property record for 765 Swan River Rd, Bigfork, MT 59911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,014 sqft · built 2024
Lot Size	3.11 acres (135,864 sqft)
Owner	Individual Name on File
Last Sale	$290,600 (Jun 2018)
Tax Bill	$7,525 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0767023`

Property Details

APN / Parcel Number

Primary APN	`R0767023`
Alternative APNs	`07-3836-28-3-01-13-0000` `0000443860`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,014 sqft Living Area
Gross Area	420 sqft
1st Floor Area	2,014 sqft
Basement Area	968 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	135,864 sqft (3.11 acres)
Lot Dimensions	450 ft deep x 260 ft wide
Garage Type	Mixed
Garage Area	2,376 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000443860
Street Address	765 SWAN RIVER RD
City	BIGFORK
State	MT
Zip	59911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S28, T27 N, R19 W, ACRES 3.12, COS 11502-B, TR 7AAA IN L10, ASSR #0000443860
Legal Range	19W
Legal Township	27N
Legal Section	28
Legal Subdivision	SURVEY NO 11502
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	1
Census Block	1002
Census Tract	1303

Owner

765 Swan River Rd is owned by an individual who acquired it in February 2022.

Source: Flathead County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 774, BIGFORK, MT 59911-0774
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Feb 2, 2022	Transfer on Death Deed, Transfer
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK
Jul 26, 2017	Deed of Trust, Mortgage · Construction Mortgage GLACIER BANK
Jun 5, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage BOFI FEDERAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2018 · Amount on File
Deed Sale	Jun 5, 2018 · Amount on File
Deed Document Number	201811037
Last Transfer Date	Feb 2, 2022
Transfer Doc	0000002981
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Recording Date	Sep 22, 2026
Property Address	765 SWAN RIVER RD, BIGFORK, MT 59911
Document Number	0000021115
Instrument Date	Sep 10, 2026
Instrument	202621115
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021115,
Date	Sep 22, 2026
Instrument	202621115

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2056

Interest

Max Rate	-1%

February 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FLATHEAD MT
Recording Date	Feb 2, 2022
Property Address	765 SWAN RIVER RD, BIGFORK, MT 59911
Document Number	202200002981
Instrument Date	Feb 2, 2022
Instrument	202200002981
Transaction Type	Transfer
Record Updated	Feb 18, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	765 SWAN RIVER RD, 765, BIGFORK, MT 59911

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	765 SWAN RIVER RD, BIGFORK, MT 59911
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100008764
Date	Mar 15, 2021
Instrument	202100008764

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	765 SWAN RIVER RD, BIGFORK, MT 59911
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700017411
Date	Jul 26, 2017
Instrument	201700017411

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.1%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2022
Change Frequency	5 Years
Min Rate At Change	4.22%
Max Rate At Change	9.1%
Index	5-Year CMT
Margin	3
Max Rate	9.1%

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Jun 5, 2018
Property Address	765 SWAN RIVER RD, BIGFORK, MT 59911
Document Number	201800011037
Instrument Date	May 29, 2018
Instrument	201800011037
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	765 SWAN RIVER RD, 765, BIGFORK, MT 59911

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 SWAN RIVER RD, BIGFORK, MT 59911

Mortgage

Document Number	201800011038
Date	Jun 5, 2018
Instrument	201800011038

Lender

Name	BOFI FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2033

Interest

Tax Assessment & Valuation

The 2026 property tax bill for 765 Swan River Rd was $7,525.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Bigfork High School District (09 - 12)
Elementary School District	Swan River Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,525.00	$1,868,100
2025			$1,868,100 Land $694,000 Building $1,174,100
2023	$5,552.00	$891,360	$891,360 Land $686,000 Building $205,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 765 Swan River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 765 Swan River Rd is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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