765 Moraga Rd, Lafayette, CA 94549 Property Records

Contra Costa County property record for 765 Moraga Rd, Lafayette, CA 94549

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,875 sqft · built 1949
Lot Size	1.15 acres (50,529 sqft)
Owner	2 Company Names on Record
Last Sale	$1,060,000 (Apr 2018)
Tax Bill	$15,756 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`240-030-001-4`

Property Details

APN / Parcel Number

Primary APN	`240-030-001-4`
Alternative APN	`240-030-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,875 sqft Living Area
1st Floor Area	1,224 sqft
Basement Area	651 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1965
Architectural Style	Duplex Single
Lot Area	50,529 sqft
Garage Type	Attached
Garage Area	152 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	765 MORAGA RD
City	LAFAYETTE
State	CA
Zip	94549-4941
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	RO COLORADOS POR LOT 50
Legal Subdivision	LAGUNA DE LOS PALOS COLORADOS
Legal Lot Number	50
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4002
Census Tract	350000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	765 MORAGA RD, LAFAYETTE, CA 94549-4941
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA
Apr 13, 2018	Grant Deed, Transfer COMPASS FED'L S&L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2018 · Amount on Record
Deed Sale	Apr 13, 2018 · Amount on Record
Prior Sale	Jul 7, 2011 · Amount on Record
Deed Document Number	201856926
Prior Transfer Date	Aug 25, 1995
Prior Transfer Doc	0000157123
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	765 MORAGA RD, LAFAYETTE, CA 94549-4941
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000150889
Date	Aug 21, 2017
Instrument	2017-150889

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	765 MORAGA RD, LAFAYETTE, CA 94549-4941
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052551
Date	Mar 18, 2020
Instrument	2020-052551

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35233

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2045

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 13, 2018
Property Address	765 MORAGA RD, LAFAYETTE, CA 94549-4941
Document Number	0000056926
Instrument Date	Apr 9, 2018
Instrument	56926
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	WFG TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,166.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1427 RAMSAY CIR WALNUT CREEK CA 945972342, WALNUT CREEK, CA 94597-2342

Mortgage

Document Number	56927
Date	Apr 13, 2018
Instrument	56927

Lender

Name	COMPASS FED'L S&L
Type	Federal Savings Bank
Address	701 S 32ND ST AL-BI-SC-LLE, BIRMINGHAM, AL 35233

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,230,214 (+2%) Land $998,100 Building $232,114
2025	$15,756.00 (+3.09%)	$1,206,093 (+4.04%) Land $978,530 Building $227,563
2023	$15,283.00 (+1.02%)	$1,159,261 Land $940,534 Building $218,727
2022	$15,129.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1983–1998)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Etheric Networks, Verizon.

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