779 Moraga Rd, Lafayette, CA 94549 Property Records

Contra Costa County property record for 779 Moraga Rd, Lafayette, CA 94549

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,424 sqft · built 1965
Lot Size0.432 acres (18,817 sqft)
Owner2 Individual Names on Record
Last Sale$230,000 (May 1997)
Tax Bill$4,886 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN240-020-005-7

Property Details

APN / Parcel Number

Primary APN240-020-005-7
Alternative APN
  • 240-020-005

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,424 sqft Living Area
Gross Area1,896 sqft
1st Floor Area1,424 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialTar & Gravel
Lot Area18,817 sqft (0.432 acres)
Garage TypeAttached
Garage Area472 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address779 MORAGA RD
CityLAFAYETTE
StateCA
Zip94549-4942
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRO COLORADOS POR LOT 25
Legal SubdivisionLAGUNA DE LOS PALOS
Legal Lot Number25
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group4
Census Block4002
Census Tract350000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address779 MORAGA RD, LAFAYETTE, CA 94549-4942
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 1997 · Amount on Record
Deed SaleMay 20, 1997 · Amount on Record
Deed Document Number199783938
Prior Transfer DateMay 14, 1997
Prior Transfer Doc0000083939
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address779 MORAGA RD, LAFAYETTE, CA 94549-4942
Document Number0000165868
Instrument DateAug 1, 2020
Transaction TypeMortgage
Record UpdatedAug 26, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address779 MORAGA RD LAFAYETTE CA 945494942, LAFAYETTE, CA 94549-4942

Mortgage

Document Number0000165868
DateAug 11, 2020
Instrument165868
Lender
NameBETTER MTG CORP ISAOA
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 10, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityLafayette City
Secondary School DistrictAcalanes Union High School District (09 - 12)
Elementary School DistrictLafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$382,061 (+2%) Land $227,248 Building $154,813
2025$4,886.00 (-18.28%)$374,571 (+4.04%) Land $222,793 Building $151,778
2023$5,979.00 (+1.6%)$360,028 Land $214,143 Building $145,885
2022$5,885.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1983–1998)
Claims Outside the SFHA4 of 6
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 64% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25

May also be available: AT&T, Etheric Networks, Verizon.

Nearby Properties on Moraga Rd

Nearby Streets

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