Lincoln County property record for 7642 Bluff Point Ln, Denver, NC 28037
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,716 sqft · built 2004 |
| Lot Size | 0.034 acres (1,481 sqft) |
| Owner | Company Name on Record |
| Last Sale | $148,000 (Dec 2016) |
| Tax Bill | $1,822 (2026) |
| Deeds & Mortgages | Jan 2023 Mortgage May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 4602-51-5510 |
| Primary APN | 4602-51-5510 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,716 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 1,481 sqft (0.034 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 260481 |
|---|---|
| Street Address | 7642 BLUFF POINT LN |
| City | DENVER |
| State | NC |
| Zip | 28037-7549 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | ELDD PD-MU |
| Legal Description | #9 BLDG #95 UNIT W-SIDE |
| Legal Subdivision | WATERSIDE CROSSING TOWNHOMES |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 71102 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 511, DENVER, NC 28037-0511 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 31, 2023 | Deed of Trust, Mortgage · Commercial Mortgage LOUISE BEAL ETAL |
| May 5, 2017 | Deed of Trust, Mortgage · Line of Credit PEOPLES BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2016 · Amount on Record |
| Deed Sale | Dec 29, 2016 · Amount on Record |
| Prior Sale | Nov 6, 2001 · Amount on Record |
| Deed Document Number | 2016557008 |
| Deed Book / Page | 2637 / 928 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7642 BLUFF POINT LN, DENVER, NC 28037-7549 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 511, DENVER, NC 28037-0511 |
| Document Number | 0003226465 |
|---|---|
| Date | Jan 31, 2023 |
| Book Page | 3226/465 |
| Instrument | 663064 |
| Name | LOUISE BEAL ETAL |
|---|---|
| Type | Private Party |
| Address | 3115 E HIGHWAY 150, LINCOLNTON, NC 28092 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7642 BLUFF POINT LN, DENVER, NC 28037-7549 |
| Document Number | 2663478 |
| Instrument Date | May 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4772 ASHLEY LN DENVER NC 280376401, DENVER, NC 28037-6401 |
| Document Number | 2663478 |
|---|---|
| Date | May 5, 2017 |
| Book Page | 002663/000478 |
| Instrument | 562329 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,822.00 (+1.5%) | $278,593 (-) Land $27,000 Building $251,593 | $278,593 (-) Land $27,000 Building $251,593 |
| 2023 | $1,795.00 | $278,593 Land $27,000 Building $251,593 | $278,593 Land $27,000 Building $251,593 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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