764 Largo Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 764 Largo Rd, Key Largo, FL 33037

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,503 sqft · built 1993
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$203,428 (Jun 2017)
Tax Bill$2,700 (2024)
Deeds & MortgagesFeb 2021 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00535750-000000

Property Details

APN / Parcel Number

Primary APN00535750-000000
Alternative APNs
  • 31604000535750000000
  • 1659258

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,503 sqft Living Area
1st Floor Area1,503 sqft
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2003
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
PorchFlorida Room
Porch Area376 sqft
Patio Area25 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1659258
Street Address764 LARGO RD
CityKEY LARGO
StateFL
Zip33037-3015
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeURM
Legal DescriptionBK 6 LT 68 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR636-340 OR648-208 OR876-1122 OR903-351 OR1253-2064/65 OR1805-748 OR1874-1468 OR2047-29 OR2342-1586/88 OR2378-918/20 OR2858-965 OR3076-0522
Legal Range40E
Legal Township60S
Legal Section31
Legal SubdivisionLAKE SURPRISE ESTATES
Legal Block6
Legal Lot Number68
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2017
Census Tract972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address764 LARGO RD, KEY LARGO, FL 33037-3015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jun 7, 2017Warranty Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 7, 2017 · Amount on Record
Deed SaleJun 7, 2017 · Amount on Record
Prior SaleSep 2, 2008 · Amount on Record
Deed Document Number20172126256
Deed Book / Page2858 / 965
Last Transfer DateJan 16, 2021
Transfer Doc0030760522
Record UpdatedJun 8, 2026

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateFeb 18, 2021
Property Address764 LARGO RD, KEY LARGO, FL 33037-3015
Document Number0030760522
Book / Page3076 / 522
Map ReferenceMB 4 PG 162
Instrument DateJan 16, 2021
Instrument2304451
Transaction TypeTransfer
Record UpdatedJun 24, 2022
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address764 LARGO RD, KEY LARGO, FL 33037-3015

Mortgage

Document Number0003076525
DateFeb 18, 2021
Instrument3076/525
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJun 7, 2017
Property Address764 LARGO RD, KEY LARGO, FL 33037-3015
Document Number0028580965
Book / Page2858 / 0965
Map ReferenceMB4 PG162
Instrument DateMay 24, 2017
Instrument2126256
Transaction TypeTransfer
Record UpdatedJun 24, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,624.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15602 SW 142ND CT, 15602, MIAMI, FL 33177-1046

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address764 LARGO RD, KEY LARGO, FL 33037-3015

Mortgage

Document Number0002126257
DateJun 7, 2017
Instrument2126257
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$289,351 (-5.01%) Land $226,250 Building $63,101$289,351 (-5.01%) Land $226,250 Building $63,101
2024$2,700.00 (+4.73%)
2023$2,578.00 (+14.02%)$304,612 (+25.78%) Land $242,500 Building $62,112$304,612 (+25.78%) Land $242,500 Building $62,112
2022$2,261.00$242,186 Land $187,500 Building $54,686$242,186 Land $187,500 Building $54,686

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 433 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies660 units insured
incl. 227 condo units
Nearby Flood Claims80 (1999–2024)
Claims Outside the SFHA1 of 80
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 11 claims
  • Hurricane Irma, Sep 2017 · 33 claims
  • Hurricane Wilma, Oct 2005 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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