Monroe County property record for 764 Largo Rd, Key Largo, FL 33037
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,503 sqft · built 1993 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $203,428 (Jun 2017) |
| Tax Bill | $2,700 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00535750-000000 |
| Primary APN | 00535750-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,503 sqft Living Area |
| 1st Floor Area | 1,503 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Florida Room |
| Porch Area | 376 sqft |
| Patio Area | 25 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1659258 |
|---|---|
| Street Address | 764 LARGO RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3015 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | URM |
| Legal Description | BK 6 LT 68 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR636-340 OR648-208 OR876-1122 OR903-351 OR1253-2064/65 OR1805-748 OR1874-1468 OR2047-29 OR2342-1586/88 OR2378-918/20 OR2858-965 OR3076-0522 |
| Legal Range | 40E |
| Legal Township | 60S |
| Legal Section | 31 |
| Legal Subdivision | LAKE SURPRISE ESTATES |
| Legal Block | 6 |
| Legal Lot Number | 68 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 764 LARGO RD, KEY LARGO, FL 33037-3015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jun 7, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2017 · Amount on Record |
| Deed Sale | Jun 7, 2017 · Amount on Record |
| Prior Sale | Sep 2, 2008 · Amount on Record |
| Deed Document Number | 20172126256 |
| Deed Book / Page | 2858 / 965 |
| Last Transfer Date | Jan 16, 2021 |
| Transfer Doc | 0030760522 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 18, 2021 |
| Property Address | 764 LARGO RD, KEY LARGO, FL 33037-3015 |
| Document Number | 0030760522 |
| Book / Page | 3076 / 522 |
| Map Reference | MB 4 PG 162 |
| Instrument Date | Jan 16, 2021 |
| Instrument | 2304451 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 764 LARGO RD, KEY LARGO, FL 33037-3015 |
| Document Number | 0003076525 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 3076/525 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 7, 2017 |
| Property Address | 764 LARGO RD, KEY LARGO, FL 33037-3015 |
| Document Number | 0028580965 |
| Book / Page | 2858 / 0965 |
| Map Reference | MB4 PG162 |
| Instrument Date | May 24, 2017 |
| Instrument | 2126256 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,624.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15602 SW 142ND CT, 15602, MIAMI, FL 33177-1046 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 764 LARGO RD, KEY LARGO, FL 33037-3015 |
| Document Number | 0002126257 |
|---|---|
| Date | Jun 7, 2017 |
| Instrument | 2126257 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $289,351 (-5.01%) Land $226,250 Building $63,101 | $289,351 (-5.01%) Land $226,250 Building $63,101 | |
| 2024 | $2,700.00 (+4.73%) | ||
| 2023 | $2,578.00 (+14.02%) | $304,612 (+25.78%) Land $242,500 Building $62,112 | $304,612 (+25.78%) Land $242,500 Building $62,112 |
| 2022 | $2,261.00 | $242,186 Land $187,500 Building $54,686 | $242,186 Land $187,500 Building $54,686 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 433 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 660 units insured incl. 227 condo units |
| Nearby Flood Claims | 80 (1999–2024) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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