802 Largo Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 802 Largo Rd, Key Largo, FL 33037

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 720 sqft · built 1989
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jan 2022)
Tax Bill	$2,950 (2024)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00536730-000000`

Property Details

APN / Parcel Number

Primary APN	`00536730-000000`
Alternative APNs	`31604000536730000000` `1660230`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft
Flooring	Terrazzo
Interior Walls	Masonry

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2004
Architectural Style	Mobile Home
Exterior Material	Metal
Construction Type	Metal Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 55 ft wide
Porch	Open Porch
Porch Area	180 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1660230
Street Address	802 LARGO RD
City	KEY LARGO
State	FL
Zip	33037-3108
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	URM
Legal Description	BK 10 LT 21 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR642-8 OR1307-831 OR2122-514 OR2122-537 OR3152-0429
Legal Range	40E
Legal Township	60S
Legal Section	31
Legal Subdivision	LAKE SURPRISE ESTATES
Legal Block	10
Legal Lot Number	21
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2000
Census Tract	972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of March 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10 SOUTH DR, KEY LARGO, FL 33037-2921
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2022 · Amount on Record
Deed Sale	Jan 31, 2022 · Amount on Record
Prior Sale	Jun 10, 2005 · Amount on Record
Deed Document Number	20222359309
Deed Book / Page	3152 / 429
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 31, 2022
Property Address	802 LARGO RD, KEY LARGO, FL 33037-3108
Document Number	0031520429
Book / Page	3152 / 429
Map Reference	MB 4 PG 162
Instrument Date	Jan 28, 2022
Instrument	2359309
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	ABSOLUTE FIRST TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	967 PLANTATION RD, 967, KEY LARGO, FL 33037-3026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SOUTH DR, KEY LARGO, FL 33037-2921

Mortgage

Document Number	0003152432
Date	Jan 31, 2022
Instrument	3152/432

Lender

Name	FREDDY DEMERITT
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$271,656 (-5.18%) Land $233,943 Building $37,713	$271,656 (-5.18%) Land $233,943 Building $37,713
2024	$2,950.00 (-1.99%)
2023	$3,010.00 (+43.68%)	$286,485 (+21.16%) Land $250,745 Building $35,740	$286,485 (+21.16%) Land $250,745 Building $35,740
2022	$2,095.00	$236,444 Land $193,875 Building $42,569	$236,444 Land $193,875 Building $42,569

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 433 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	660 units insured incl. 227 condo units
Nearby Flood Claims	80 (1999–2024)
Claims Outside the SFHA	1 of 80
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 11 claims Hurricane Irma, Sep 2017 · 33 claims Hurricane Wilma, Oct 2005 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20