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804 Largo Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 804 Largo Rd, Key Largo, FL 33037

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,246 sqft · built 1990
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$322,500 (May 2021)
Tax Bill$2,878 (2024)
Deeds & MortgagesMay 2021 Sale & Mortgage
May 2018 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN00536720-000000

Property Details

APN / Parcel Number

Primary APN00536720-000000
Alternative APNs
  • 31604000536720000000
  • 1660221

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,246 sqft Living Area
1st Floor Area1,246 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2005
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Exterior Amenities

PorchFlorida Room
Porch Area592 sqft
Deck Area456 sqft
Patio Area236 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Account Number1660221
Street Address804 LARGO RD
CityKEY LARGO
StateFL
Zip33037-3108
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeURM
Legal DescriptionBK 10 LT 20 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR450-717 OR699-729 OR820-812 OR828-2439 OR1017-1716 OR1036-310 OR1060-1954 OR1217-1617 OR1639-2281 OR1676-89 OR2663-2175/76 OR2885-260 OR2905-1149/50 OR3096-1904
Legal Range40E
Legal Township60S
Legal Section31
Legal SubdivisionLAKE SURPRISE ESTATES
Legal Block10
Legal Lot Number20
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2000
Census Tract972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

804 Largo Rd, a mobile home, is owned and occupied by an individual who bought it in May 2021.

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address804 LARGO RD, KEY LARGO, FL 33037-3108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2021Warranty Deed, Transfer · Conventional Mortgage
PNC BANK NA
May 8, 2018Warranty Deed, Transfer
ELITE LAND TITLE COMPANY
Dec 28, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 12, 2021 · Amount on File
Deed SaleMay 12, 2021 · Amount on File
Prior SaleMay 8, 2018 · Amount on File
Deed Document Number20212319066
Deed Book / Page3096 / 1904
Prior Transfer DateDec 21, 2017
Prior Transfer Doc0028850260
Record UpdatedJun 8, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMay 12, 2021
Property Address804 LARGO RD, KEY LARGO, FL 33037-3108
Document Number0030961904
Book / Page3096 / 1904
Map ReferenceMB 4 PG 162
Instrument DateMay 6, 2021
Instrument2319066
Transaction TypeTransfer
Record UpdatedMay 28, 2021
Title CompanySUNSHINE TITLE/THE KEYS INC, SUNSHINE TITLE OF KEYS INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,257.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address206 N SWAMP RD, 206, HARRISVILLE, MI 48740-9787

Transferred To (Grantee/Buyer)

NameVerified Name
Address804 LARGO RD, KEY LARGO, FL 33037-3108

Mortgage

Document Number30961906
DateMay 12, 2021
Instrument3096/1906
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMay 8, 2018
Property Address804 LARGO RD, KEY LARGO, FL 33037-3108
Document Number0029051149
Book / Page002905 / 001149
Instrument DateApr 24, 2018
Instrument2167964
Transaction TypeTransfer
Record UpdatedJul 11, 2018
Title CompanyELITE LAND TITLE COMPANY

Transaction

AmountAmount on Record
Tax$1,750.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address804 LARGO RD KEY LARGO FL 330373108, KEY LARGO, FL 33037-3108

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateDec 28, 2017
Property Address804 LARGO RD, KEY LARGO, FL 33037-3108
Document Number0028850260
Book / Page002885 / 000260
Instrument DateDec 21, 2017
Instrument2149056
Transaction TypeTransfer
Record UpdatedJan 10, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3062 MARION AVE MARGATE FL 330638002, MARGATE, FL 33063-8002

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$310,632$316,598 Land $226,250 Building $90,348
2024$2,878.00 (+5.11%)
2023$2,738.00 (+5.27%) Homeowner's exemption$293,086 (+3%)$335,498 (+17.9%) Land $242,500 Building $92,998
2022$2,601.00 Homeowner's exemption$284,550 Land $187,500 Building $97,050$284,550 Land $187,500 Building $97,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 804 Largo Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 433 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies660 units insured
incl. 227 condo units
Nearby Flood Claims80 (1999–2024)
Claims Outside the SFHA1 of 80
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 11 claims
  • Hurricane Irma, Sep 2017 · 33 claims
  • Hurricane Wilma, Oct 2005 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 804 Largo Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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