754 Largo Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 754 Largo Rd, Key Largo, FL 33037

Property Summary

Property Type	Mobile Home
Details	2 bd · 1.5 ba · 798 sqft · built 1980
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Apr 2023)
Tax Bill	$2,920 (2024)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Apr 2022 Transfer + 4 more
Flood Zone	Zone AE (high risk)
APN	`00535700-000000`

Property Details

APN / Parcel Number

Primary APN	`00535700-000000`
Alternative APNs	`31604000535700000000` `1659207`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	798 sqft Living Area
1st Floor Area	798 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2005
Architectural Style	Mobile Home
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Flat
Roof Material	Metal
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1659207
Street Address	754 LARGO RD
City	KEY LARGO
State	FL
Zip	33037-3015
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	URM
Legal Description	BK 6 LT 63 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR609-445 OR729-437/38 OR907-2271D/C OR907-2272AFF OR1022-675 OR2932-1478 OR2997-2158 OR3013-1422C OR3112-0344 OR3168-1482 OR3222-1971
Legal Range	40E
Legal Township	60S
Legal Section	31
Legal Subdivision	LAKE SURPRISE ESTATES
Legal Block	6
Legal Lot Number	63
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2017
Census Tract	972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

754 Largo Rd, a mobile home, is owned by an individual who bought it in April 2023.

Source: Monroe County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	20211 SW 48TH PL, SOUTHWEST RANCHES, FL 33332-1097
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF THE FLORIDA KEY
Apr 19, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 13, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF THE FLORIDA KEY
Mar 13, 2020	Correction Deed SUNSHINE TITLE/THE KEYS INC
Dec 5, 2019	Warranty Deed, Transfer JOSE R HORTA
Oct 19, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2023 · Amount on File
Deed Sale	Apr 27, 2023 · Amount on File
Prior Sale	Jul 13, 2021 · Amount on File
Deed Document Number	20232415814
Deed Book / Page	3222 / 1971
Prior Transfer Date	Nov 29, 2021
Prior Transfer Doc	0031681482
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 27, 2023
Property Address	754 LARGO RD, KEY LARGO, FL 33037-3015
Document Number	0032221971
Book / Page	3222 / 1971
Map Reference	DOC 17513890
Instrument Date	Apr 27, 2023
Instrument	2415814
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 260, TAVERNIER, FL 33070-0260

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20211 SW 48TH PL, SOUTHWEST RANCHES, FL 33332-1097

Mortgage

Document Number	0032221973
Date	Apr 27, 2023
Instrument	3222/1973

Lender

Name	FIRST STATE BANK OF THE FLORIDA KEY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2038

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Apr 19, 2022
Property Address	754 LARGO RD, KEY LARGO, FL 33037-3015
Document Number	0031681482
Book / Page	3168 / 1482
Map Reference	MB 4 PG 162
Instrument Date	Nov 29, 2021
Instrument	2371554
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 PELICAN RD, 118, TAVERNIER, FL 33070-2440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 PELICAN RD, TAVERNIER, FL 33070-2440

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 13, 2021
Property Address	754 LARGO RD, KEY LARGO, FL 33037-3015
Document Number	0031120344
Book / Page	3112 / 344
Map Reference	MB 4 PG 162
Instrument Date	Jun 30, 2021
Instrument	2329872
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,603.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 NW 84TH TER, 3000, MIAMI, FL 33147-4056

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 PELICAN RD, TAVERNIER, FL 33070-2440

Mortgage

Document Number	0003112346
Date	Jul 13, 2021
Instrument	3112/346

Lender

Name	FIRST STATE BANK OF THE FLORIDA KEY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.37%
Index	1-Year CMT
Max Rate	9.37%

March 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONROE FL
Recording Date	Mar 13, 2020
Property Address	754 LARGO RD, KEY LARGO, FL 33037-3015
Document Number	0030131422
Book / Page	003013 / 001422
Instrument Date	Mar 13, 2020
Instrument	2259891
Record Updated	Jun 8, 2020
Title Company	SUNSHINE TITLE/THE KEYS INC

Transaction

Amount	Amount on Record
Tax	$1,155.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3000 NW 84TH TER MIAMI FL 331474056, MIAMI, FL 33147-4056

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Dec 5, 2019
Property Address	754 LARGO RD, KEY LARGO, FL 33037-3015
Document Number	0029972158
Book / Page	002997 / 002158
Instrument Date	Dec 3, 2019
Instrument	2247320
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	SUNSHINE TITLE/THE KEYS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3000 NW 84TH TER MIAMI FL 33147, MIAMI, FL 33147

Mortgage

Document Number	29972160
Date	Dec 5, 2019
Book Page	002997/002160
Instrument	2247321

Lender

Name	JOSE R HORTA
Address	7188 W 4TH CT, HIALEAH, FL 33014-4938

Agreement

Amount	Amount on Record

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Oct 19, 2018
Property Address	754 LARGO RD, KEY LARGO, FL 33037-3015
Document Number	0029321478
Book / Page	002932 / 001478
Instrument Date	Sep 5, 2018
Instrument	2191402
Transaction Type	Transfer
Record Updated	Nov 15, 2018

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 FLAMINGO RD KEY LARGO FL 330373009, KEY LARGO, FL 33037-3009

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$269,967 Land $226,250 Building $43,717	$269,967 Land $226,250 Building $43,717
2024	$2,920.00 (+31.83%)
2023	$2,215.00 (+4.88%) Homeowner's exemption	$227,243 (+3%)	$283,254 (+28.39%) Land $242,500 Building $40,754
2022	$2,112.00 Homeowner's exemption	$220,625 Land $187,500 Building $33,125	$220,625 Land $187,500 Building $33,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 754 Largo Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 433 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	660 units insured incl. 227 condo units
Nearby Flood Claims	80 (1999–2024)
Claims Outside the SFHA	1 of 80
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 11 claims Hurricane Irma, Sep 2017 · 33 claims Hurricane Wilma, Oct 2005 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 754 Largo Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

754 Largo Rd, Key Largo, FL 33037 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Historic Designation

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2022: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2020: Correction Deed

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Largo Rd

Nearby Streets

Search Property Records by Address or Parcel Number