764 Garnet Rd, Ozark, MO 65721 Property Records

Christian County property record for 764 Garnet Rd, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 3,200 sqft · built 2019
Lot Size	40.7 acres (1,772,892 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,800 (Sep 2019)
Tax Bill	$3,303 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2019 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-0.8-34-0-0-10`

Property Details

APN / Parcel Number

Primary APN	`18-0.8-34-0-0-10`
Alternative APN	`18-0.8-34-000-000-010.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	3,200 sqft Living Area
1st Floor Area	3,200 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	1,772,892 sqft (40.7 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	764 GARNET RD
City	OZARK
State	MO
Zip	65721-7176
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NWC NW1/4, TH E 1710, TH S 275, TH E 810, TH S 100, TH SW 1300, TH NW1635, TH N 160 TO POB.
Legal Range	21W
Legal Township	26N
Legal Section	34
Legal Subdivision	OZARK OUT
Jurisdiction	CHRISTIAN MO
Township / Civil Division	NORTH GALLOWAY
Census Block Group	1
Census Block	1026
Census Tract	20502

Owner

Source: Christian County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	764 GARNET RD, OZARK, MO 65721-7176
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit MID-MISSOURI BANK 20
Sep 20, 2019	Quit Claim Deed, Transfer PREFERRED TITLE/MO INC
Sep 20, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage MID MISSOURI BANK
May 24, 2018	Deed of Trust, Mortgage · Line of Credit MID MO BK
Dec 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Deed Document Number	201912714
Deed Book / Page	2019 / 12587
Prior Transfer Date	Sep 16, 2019
Prior Transfer Doc	0201912587
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Recording Date	Apr 7, 2026
Property Address	764 GARNET RD, OZARK, MO 65721-7176
Document Number	0000004137
Book / Page	2026 / 4078
Instrument Date	Apr 3, 2026
Instrument	20264137
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PREFERRED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269

Mortgage

Document Number	0000004137,
Date	Apr 7, 2026
Book Page	2026/4078
Instrument	20264137

Lender

Name	MID-MISSOURI BANK 20

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6%
Max Rate	-1%

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Sep 20, 2019
Property Address	764 GARNET RD, OZARK, MO 65721-7176
Document Number	0201912589
Book / Page	002019 / 012589
Instrument Date	Sep 16, 2019
Instrument	12716
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	PREFERRED TITLE/MO INC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	764 GARNET RD OZARK MO 657217176, OZARK, MO 65721-7176

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHRISTIAN MO
Recording Date	Sep 20, 2019
Property Address	764 GARNET RD, OZARK, MO 65721-7176
Document Number	0201912587
Book / Page	2019 / 12587
Instrument Date	Sep 16, 2019
Instrument	2019L12714
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	PREFERRED TITLE OF MO INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	764 GARNET RD, OZARK, MO 65721-7176

Mortgage

Document Number	2019L12715
Date	Sep 20, 2019
Instrument	2019L12715

Lender

Name	MID MISSOURI BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	764 GARNET RD, OZARK, MO 65721-7176
Document Number	0201806642
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	50 ACRES AT GARNET OZARK MO 65721, OZARK, MO 65721

Mortgage

Document Number	0201806642
Date	May 25, 2018
Book Page	002018/006642
Instrument	6712

Lender

Name	MID MO BK
Type	Bank
Address	SPRINGFIELD, MO 65810

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Dec 27, 2017
Property Address	764 GARNET RD, OZARK, MO 65721-7176
Document Number	0201716740
Book / Page	002017 / 016740
Instrument Date	Dec 2, 2017
Instrument	16916
Transaction Type	Transfer
Record Updated	Jan 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3610 CLAUDE RD NIXA MO 657146705, NIXA, MO 65714-6705

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$59,630 (+1.79%)	$315,200 (+1.78%) Land $48,800 Building $266,400
2024	$3,303.00
2023		$58,580	$309,700 Land $48,800 Building $260,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 63% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
White River Connect Fiber	2,500 / 2,500

May also be available: T-Mobile, Wisper ISP.

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