544 Garnet Rd, Ozark, MO 65721 Property Records

Christian County property record for 544 Garnet Rd, Ozark, MO 65721

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,188 sqft · built 2015
Lot Size15.5 acres (676,051 sqft)
OwnerIndividual Name on File
Tax Bill$2,095 (2024)
Deeds & MortgagesFeb 2022 Sale
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN18-0.8-27-000-000-013.002

Property Details

APN / Parcel Number

Primary APN18-0.8-27-000-000-013.002
Alternative APN
  • 18-0.8-27-0-0-13.002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,188 sqft Living Area
1st Floor Area1,188 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialMetal
Lot Area676,051 sqft (15.5 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address544 GARNET RD
CityOZARK
StateMO
Zip65721-7174
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 1 SW SW
Legal Range21W
Legal Township26N
Legal Section27
Legal SubdivisionSPOKANE-HVL OUT
Legal Tract1
JurisdictionCHRISTIAN MO
Township / Civil DivisionNORTH GALLOWAY
Census Block Group1
Census Block1019
Census Tract20502

Owner

544 Garnet Rd is owned and occupied by an individual who acquired it in February 2022.

Source: Christian County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address544 GARNET RD, OZARK, MO 65721-7174
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2022Warranty Deed, Transfer
HOAGLAND TITLE COMPANY, HOGAN LAND TITLE COMPANY
Aug 8, 2019Deed of Trust, Mortgage
CENTRAL BK/THE OZARKS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 14, 2022
Deed SaleFeb 14, 2022
Prior SaleApr 15, 2009
Deed Document Number20222259
Deed Book / Page2022 / 2238
Prior Transfer DateApr 7, 2008
Prior Transfer Doc0200806277
Record UpdatedSep 20, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHRISTIAN MO
Recording DateFeb 14, 2022
Property Address544 GARNET RD, OZARK, MO 65721-7174
Document Number0202202238
Book / Page2022 / 2238
Instrument DateFeb 11, 2022
Instrument2022L02259
Transaction TypeTransfer
Record UpdatedFeb 15, 2024
Title CompanyHOAGLAND TITLE COMPANY, HOGAN LAND TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address544 GARNET RD, OZARK, MO 65721-7174
InvestorPossibly a Property Investor

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Property Address544 GARNET RD, OZARK, MO 65721-7174
Document Number0201910475
Instrument DateAug 8, 2019
Transaction TypeMortgage
Record UpdatedAug 26, 2019
Title CompanyGREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address544 GARNET RD OZARK MO 657217174, OZARK, MO 65721-7174

Mortgage

Document Number0201910475
DateAug 14, 2019
Book Page002019/010475
Instrument10581
Lender
NameCENTRAL BK/THE OZARKS
AddressSPRINGFIELD, MO 65808-3397
Agreement
AmountAmount on Record
Term360 Months
DueAug 13, 2049

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyChristian County
Unified School DistrictOzark R-VI School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$39,690$209,700 Land $22,100 Building $187,600
2024$2,095.00
2023$37,150$196,300 Land $22,100 Building $174,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 544 Garnet Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 544 Garnet Rd is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 69% of Missouri
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIGHLANDVILLE PWS
serves 1,417 people · EPA ID MO5024134
Water SourceGroundwater
Last State InspectionApr 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
White River Connect
Fiber
2,500 / 2,500
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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