Christian County property record for 690 Garnet Rd, Ozark, MO 65721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,196 sqft · built 1980 |
| Lot Size | 2.2 acres (95,832 sqft) |
| Owner | Individual Name on Record |
| Deeds & Mortgages | Dec 2022 Line of Credit Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-0.8-28-0-0-9.003 |
| Primary APN | 18-0.8-28-0-0-9.003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,196 sqft Adjusted Area |
| 1st Floor Area | 1,196 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 95,832 sqft (2.2 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 690 GARNET RD |
|---|---|
| City | OZARK |
| State | MO |
| Zip | 65721-7175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG SEC SE4 SE4, TH W 330' NE 128.5' NE 350' S 330' TO POB |
| Legal Range | 21 |
| Legal Township | 26 |
| Legal Section | 28 |
| Legal Subdivision | 6000 OZARK OUT |
| Jurisdiction | CHRISTIAN MO |
| Township / Civil Division | NORTH GALLOWAY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 20502 |
Source: Christian County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 690 GARNET RD, OZARK, MO 65721-7175 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2022 | Deed of Trust, Mortgage · Line of Credit BLUCURRENT CU |
| Jun 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BLUCURRENT CU |
| Jul 12, 2018 | Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2018 |
| Deed Sale | Jul 12, 2018 |
| Deed Document Number | 2018008960 |
| Deed Book / Page | 2018 / 008960 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 690 GARNET RD, OZARK, MO 65721-7175 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 690 GARNET RD, OZARK, MO 65721-7175 |
| Document Number | 0202218021 |
|---|---|
| Date | Dec 19, 2022 |
| Book Page | 2022/18021 |
| Instrument | 2022L18207 |
| Name | BLUCURRENT CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, MO 65807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 690 GARNET RD, OZARK, MO 65721-7175 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Title Company | WACO TITLE COMPANY, WACO TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0202111461 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 2021/11461 |
| Instrument | 2021L11555 |
| Name | BLUCURRENT CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, MO 65807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Jul 12, 2018 |
| Property Address | 690 GARNET RD, OZARK, MO 65721-7175 |
| Document Number | 0201808960 |
| Book / Page | 2018 / 08960 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 2018L09060 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | OZARK ABSTRACT & TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 690 GARNET RD, OZARK, MO 65721-7175 |
| Document Number | 2018L09061 |
|---|---|
| Date | Jul 12, 2018 |
| Instrument | 2018L09061 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Christian County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Christian County |
| Unified School District | Ozark R-VI School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $18,830 (+5.08%) | $99,100 (+5.09%) Land $32,000 Building $67,100 |
| 2023 | $17,920 | $94,300 Land $32,000 Building $62,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 1, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLANDVILLE PWS serves 1,417 people · EPA ID MO5024134 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| White River Connect Fiber | 2,500 / 2,500 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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