627 Garnet Rd, Ozark, MO 65721 Property Records

Christian County property record for 627 Garnet Rd, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,148 sqft · built 1997
Lot Size	3.4 acres (148,104 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,466 (2024)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-0.8-28-0-0-9.005`

Property Details

APN / Parcel Number

Primary APN	`18-0.8-28-0-0-9.005`
Alternative APN	`18-0.8-28-000-000-009.005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	2,148 sqft Living Area
1st Floor Area	2,148 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	148,104 sqft (3.4 acres)

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Street Address	627 GARNET RD
City	OZARK
State	MO
Zip	65721-7175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG. 330 N SEC SE4 SE4, TH N 300 SW 200 SE314 SE 140 NE TO POB. (* SB-190 APPROVED APPLICANT *)
Legal Range	21W
Legal Township	26N
Legal Section	28
Legal Subdivision	OZARK OUT
Jurisdiction	CHRISTIAN MO
Township / Civil Division	NORTH GALLOWAY
Census Block Group	1
Census Block	1019
Census Tract	20502

Owner

Source: Christian County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	627 GARNET RD, OZARK, MO 65721-7175
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 19, 2017
Transfer Doc	0201709115
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jul 31, 2020
Property Address	627 GARNET RD, OZARK, MO 65721-7175
Document Number	0202011997
Book / Page	002020 / 011997
Instrument Date	Jul 27, 2020
Instrument	12110
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 GARNET RD OZARK MO 657217175, OZARK, MO 65721-7175

Mortgage

Document Number	202011998
Date	Jul 31, 2020
Book Page	002020/011998
Instrument	12111

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,490 (+5.43%)	$155,200 (+5.43%) Land $43,000 Building $112,200
2024	$1,466.00
2023		$27,970	$147,200 Land $43,000 Building $104,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 69% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLANDVILLE PWS serves 1,417 people · EPA ID MO5024134
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
White River Connect Fiber	2,500 / 2,500
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20