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7632 River Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 7632 River Rd, Milton, FL 32583 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 3,542 sqft · built 1982
Lot Size0.482 acres (21,012 sqft)
Owner2 Individual Names on File
Last Sale$110,000 (Feb 2001)
Tax Bill$1,594 (2024)
Deeds & MortgagesMar 2026 Line of Credit
Dec 2021 Mortgage
Flood ZoneZone AE (high risk)
APN25-2N-28-0000-01801-0000

Property Details

APN / Parcel Number

Primary APN25-2N-28-0000-01801-0000
Alternative APN
  • N282250000018010000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area3,542 sqft Living Area
Gross Area4,508 sqft
1st Floor Area1,485 sqft
Utility Area64 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area21,012 sqft (0.482 acres)
Lot Width100 ft Width

Exterior Amenities

PorchOpen Porch
Porch Area4,590 sqft
Deck Area175 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address7632 RIVER RD
CityMILTON
StateFL
Zip32583-8686
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description**DESCRIPTION UPDATE FOR 2024** COM AT SE SEC COR THN N ON E LN 1808.91 FT THN W 1449.21 FT THN N71*1723E 100.5 FT TO POB THN N65*1333E 100 FT THN N24*4627W 197 FT+/- TO S BNK OF BLACKWATER RIVER THN SWLY ON RIVER 100 FT +/- TO PT LYNG N24*4627W FRM
Legal Range28W
Legal Township2N
Legal Section25
JurisdictionSANTA ROSA FL
Township / Civil DivisionEAST MILTON
Census Block Group2
Census Block2003
Census Tract10809

Owner

Source: Santa Rosa County records · APN 25-2N-28-0000-01801-0000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7632 RIVER RD, MILTON, FL 32583-8686
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 09, 2026Deed of Trust, Mortgage · Line of Credit
SERVISFIRST BANK
Dec 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
SERVISFIRST BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 12, 2001 · Amount on Record
Deed SaleFeb 12, 2001 · Amount on Record
Prior SaleJul 24, 1997 · Amount on Record
Deed Book / Page1879 / 1616
Last Transfer DateFeb 13, 2023
Transfer Doc0044830921
Record UpdatedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address7632 RIVER RD, MILTON, FL 32583-8686
Transaction TypeMortgage
Record UpdatedMar 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7632 RIVER RD, MILTON, FL 32583-8686

Mortgage

Document Number0047171104
DateMar 09, 2026
Book Page4717/1104
Instrument202611591
Lender
NameSERVISFIRST BANK
TypeBank
AddressPENSACOLA, FL 32502
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address7632 RIVER RD, MILTON, FL 32583-8686
Transaction TypeMortgage
Record UpdatedFeb 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7632 RIVER RD, MILTON, FL 32583-8686

Mortgage

Document Number0042271204
DateDec 30, 2021
Book Page4227/1204
Instrument202185979
Lender
NameSERVISFIRST BANK
TypeBank
AddressBIRMINGHAM, AL 35209
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2037

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$159,314 (+3.27%)$242,147 (+2.24%) Land $75,000 Building $167,147
2024$1,594.00 (+2.31%) Homeowner's exemption$154,273 (+3.28%)$236,845 (+17.22%) Land $75,000 Building $161,845
2023$1,558.00 (+2.5%) Homeowner's exemption$149,377 (+2.77%)$202,053 (+16.72%) Land $45,000 Building $157,053
2022$1,520.00 Homeowner's exemption$145,346$173,110 Land $32,500 Building $140,610

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 98 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies98 in force
90 of 98 on primary residences
Nearby Flood Claims236 (1978–2020)
Claims Outside the SFHA11 of 236
Most Recent ClaimSep 2020, river or lake flooding, Hurricane Sally
Flood Events
  • Hurricane Sally (Sep 2020), 42 claims
  • Hurricane Frances (Sep 2004), 73 claims
  • Hurricane Opal (Oct 1995), 20 claims

Wildfire

Wildfire RiskModerate
above 52% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 980 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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