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7648 River Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 7648 River Rd, Milton, FL 32583

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,516 sqft · built 1973
OwnerIndividual Name on Record
Last Sale$560,000 (Apr 2023)
Tax Bill$3,884 (2024)
Deeds & MortgagesApr 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN25-2N-28-0000-01815-0000

Property Details

APN / Parcel Number

Primary APN25-2N-28-0000-01815-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,516 sqft Heated Area
Gross Area5,097 sqft
1st Floor Area1,516 sqft
Upper Floors Area320 sqft
FlooringCarpet
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1998
Exterior MaterialVinyl
Construction TypeWood
Foundation TypePier/Post & Beam
Roof MaterialMetal
Lot Width150 ft Width
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area2,250 sqft
Deck Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number252N280000018150000
Street Address7648 RIVER RD
CityMILTON
StateFL
Zip32583-8686
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1M
Legal Description*DESCRIPTION UPDATE FORT 2023* COM AT SE COR OF SECTION 25 TOWNSHIP 2 NORTH RANGE 28 WEST TH N 2050.75 FT TH W 975.86 FT TH N
Legal Range28W
Legal Township02N
Legal Section25
Legal SubdivisionWEST
JurisdictionSANTA ROSA FL
Township / Civil DivisionEAST MILTON
Census Block Group2
Census Block2003
Census Tract10809

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address7648 RIVER RD, MILTON, FL 32583-8686
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2023 · Amount on Record
Deed SaleApr 28, 2023 · Amount on Record
Deed Document Number202318474
Deed Book / Page4389 / 1516
Record UpdatedJun 8, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateApr 28, 2023
Property Address7648 RIVER RD, MILTON, FL 32583-8686
Document Number0043891516
Book / Page4389 / 1516
Instrument DateApr 27, 2023
Instrument202318474
Transaction TypeTransfer
Record UpdatedMay 30, 2023
Title CompanyGUARANTEE TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,920.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7648 RIVER RD, MILTON, FL 32583-8686

Transferred To (Grantee/Buyer)

NameVerified Name
Address7648 RIVER RD, MILTON, FL 32583-8686

Mortgage

Document Number0043891518
DateApr 28, 2023
Book Page4389/1518
Instrument202318475
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,884.00 (+142.9%) Homeowner's exemption$365,105 (+125.03%) Land $112,500 Building $252,605$365,105 (+21.55%) Land $112,500 Building $252,605
2023$1,599.00 (+2.5%) Homeowner's exemption$162,250 (+3%)$300,376 (+16.21%) Land $67,500 Building $232,876
2022$1,560.00 Homeowner's exemption$157,524$258,484 Land $48,750 Building $209,734

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 98 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies98 in force
Nearby Flood Claims236 (1978–2020)
Claims Outside the SFHA11 of 236
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 42 claims
  • Hurricane Frances, Sep 2004 · 73 claims
  • Hurricane Opal, Oct 1995 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST MILTON WATER SYSTEM
public/private · serves 17,292 people · EPA ID FL1570232
Water SourceGroundwater
Last State InspectionFeb 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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