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7649 River Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 7649 River Rd, Milton, FL 32583 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,248 sqft · built 1982
Lot Size0.95 acres (41,382 sqft)
OwnerIndividual Name on File
Last Sale$358,900 (Oct 2021)
Tax Bill$3,490 (2024)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN25-2N-28-0000-01820-0000

Property Details

APN / Parcel Number

Primary APN25-2N-28-0000-01820-0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,248 sqft Heated Area
Gross Area4,489 sqft
1st Floor Area1,832 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2007
Exterior MaterialFiber Cement Siding
Construction TypeWood
Foundation TypePier/Post & Beam
Roof MaterialShingle
Lot Area41,382 sqft (0.95 acres)
Lot Dimensions130 ft deep x 250 ft wide
Garage TypeMixed
Garage Area584 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area1,497 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number252N280000018200000
Street Address7649 RIVER RD
CityMILTON
StateFL
Zip32583-8637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description*DESCRIPTION UPDATE FOR 2022* COM AT SE COR OF SEC TH N 2050 .75 FT TH W 975.86 FT TH N 50* E 100 FT T S 45* E 30.17 FT TH N
Legal Range28W
Legal Township02N
Legal Section25
JurisdictionSANTA ROSA FL
Township / Civil DivisionEAST MILTON
Census Block Group2
Census Block2006
Census Tract10809

Owner

Source: Santa Rosa County records · APN 25-2N-28-0000-01820-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address7649 RIVER RD, MILTON, FL 32583-8637
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 19, 2021 · Amount on Record
Deed SaleOct 19, 2021 · Amount on Record
Deed Document Number202169974
Deed Book / Page4195 / 1096
Record UpdatedJun 08, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 19, 2021
Property Address7649 RIVER RD, MILTON, FL 32583-8637
Document Number0041951096
Book / Page4195 / 1096
Instrument DateOct 15, 2021
Instrument202169974
Transaction TypeTransfer
Record UpdatedNov 24, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,512.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address760 EAST ST, 760, MILTON, FL 32570

Transferred To (Grantee/Buyer)

NameVerified Name
Address7649 RIVER RD, MILTON, FL 32583-8637

Mortgage

Document Number41951098
DateOct 19, 2021
Instrument4195/1098
Lender
NamePACIFIC SUN MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$3,490.00 (+5.92%)$297,392 (+5.9%) Land $77,800 Building $219,592$297,392 (+5.9%) Land $77,800 Building $219,592
2023$3,295.00 (+11.96%)$280,813 (+18.07%) Land $65,300 Building $215,513$280,813 (+18.07%) Land $65,300 Building $215,513
2022$2,943.00$237,846$237,846 Land $40,300 Building $197,546

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 98 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies98 in force
Nearby Flood Claims236 (1978–2020)
Claims Outside the SFHA11 of 236
Most Recent ClaimSep 2020, river or lake flooding, Hurricane Sally
Claims By Storm
  • Hurricane Sally, Sep 2020 · 42 claims
  • Hurricane Frances, Sep 2004 · 73 claims
  • Hurricane Opal, Oct 1995 · 20 claims

Wildfire

Wildfire RiskModerate
above 52% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 980 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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