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762 Whitlock Rd, Richmond, KY 40475 Property Records

Madison County property record for 762 Whitlock Rd, Richmond, KY 40475 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details1,400 sqft
Lot Size14 acres (612,889 sqft)
OwnerIndividual Name on File
Last Sale$188,000 (Nov 2025)
Tax Bill$319 (2025)
Deeds & MortgagesApr 2006 Mortgage
Dec 2024 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0009-0000-0029

Property Details

APN / Parcel Number

Primary APN0009-0000-0029
Alternative APNs
  • 120974
  • 83979
  • 50474

Interior

Stories1 Story
Building Area1,400 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl
Lot Area612,889 sqft (14 acres)

Location & Zoning

Account Number50474
Street Address762 WHITLOCK RD
CityRICHMOND
StateKY
Zip40475-9414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description14.07 ACRES
JurisdictionMADISON KY
Township / Civil DivisionCOTTONBURG-VALLEY VIEW
Census Block Group1
Census Block1022
Census Tract10801

Owner

Source: Madison County records · APN 0009-0000-0029

Assessment roll updated April 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address762 WHITLOCK RD, RICHMOND, KY 40475-9414
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2006Deed of Trust, Mortgage · Conventional Mortgage
COUNTRYWIDE HOME LOANS INC
Dec 09, 2024Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 26, 2025Deed, Transfer · FHA Mortgage
T2 FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 26, 2025 · Amount on Record
Deed SaleNov 26, 2025 · Amount on Record
Deed Document Number2014301485
Deed Book / PageD876 / 406
Record UpdatedJun 08, 2026

April 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address762 WHITLOCK RD, RICHMOND, KY 40475-9414
Transaction TypeMortgage
Record UpdatedFeb 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1098/449
DateApr 20, 2006
Book PageM1098/449
Instrument366094
Lender
NameCOUNTRYWIDE HOME LOANS INC
TypeLending Institution
AddressCALABASAS, CA 91302
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 01, 2021

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address762 WHITLOCK RD, RICHMOND, KY 40475-9414
Transaction TypeMortgage
Record UpdatedFeb 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address762 WHITLOCK RD, RICHMOND, KY 40475-9414

Mortgage

Document Number0M2345/647
DateDec 09, 2024
Book PageM2345/647
Instrument2014236096
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2054

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateNov 26, 2025
Property Address762 WHITLOCK RD, RICHMOND, KY 40475-9414
Document Number00D876/406
Book / PageD876 / 406
Instrument DateNov 24, 2025
Instrument2014301485
Transaction TypeTransfer
Record UpdatedFeb 03, 2026
Title CompanyUNKNOWN, LAND GROUP TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$188.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address762 WHITLOCK RD, RICHMOND, KY 40475-9414

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address762 WHITLOCK RD, RICHMOND, KY 40475-9414

Mortgage

Document Number2014301486
DateNov 26, 2025
Instrument2014301486
Lender
NameT2 FINANCIAL LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$319.00 (-10.14%) Homeowner's exemption$83,000 (-)$83,000 (-)
2023$355.00 Homeowner's exemption$83,000$83,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510108011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims10 (2015–2026)
Claims Outside the SFHA3 of 10
Most Recent ClaimJun 2026, river or lake flooding, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2026 · 6 claims
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Wildfire

Wildfire RiskLow
above 32% of the US · above 66% of Kentucky
Wildfire LikelihoodAbout 1 in 2,778 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
SpectrumFiber1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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