750 Whitlock Rd, Richmond, KY 40475 Property Records

Madison County property record for 750 Whitlock Rd, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	756 sqft
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$58,000 (Nov 2022)
Tax Bill	$546 (2025)
Deeds & Mortgages	Nov 2022 Sale & Line of Credit Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0009-0000-0027-A`

Property Details

APN / Parcel Number

Primary APN	`0009-0000-0027-A`
Alternative APNs	`125882` `82379` `55479`

Interior

Stories	1 Story
Building Area	756 sqft Living Area
1st Floor Area	456 sqft
Basement Area	456 sqft
Unfinished Basement	456 sqft

Exterior

Exterior Material	Wood
Lot Area	217,800 sqft (5 acres)
Garage Area	192 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	55479
Street Address	750 WHITLOCK RD
City	RICHMOND
State	KY
Zip	40475-9414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.00 ACRES
Jurisdiction	MADISON KY
Township / Civil Division	COTTONBURG-VALLEY VIEW
Census Block Group	1
Census Block	1022
Census Tract	10801

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1249 GORDON HILL PIKE, CORBIN, KY 40701-2958
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Survivorship Deed, Transfer · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST
Apr 15, 2021	Deed, Transfer
Aug 15, 2019	Deed, Transfer · Commercial Mortgage 1ST TRUST BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2022 · Amount on Record
Deed Sale	Nov 16, 2022 · Amount on Record
Prior Sale	Aug 15, 2019 · Amount on Record
Deed Document Number	202214120158
Deed Book / Page	831 / 643
Prior Transfer Date	Jan 26, 2012
Prior Transfer Doc	00D675/158
Record Updated	Jun 8, 2026

November 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MADISON KY
Recording Date	Nov 16, 2022
Property Address	750 WHITLOCK RD, RICHMOND, KY 40475-9414
Document Number	00D831/643
Book / Page	D831 / 643
Instrument Date	Oct 31, 2022
Instrument	2014120158
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	571 WHITLOCK RD, RICHMOND, KY 40475-9498

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1249 GORDON HILL PIKE, CORBIN, KY 40701-2903

Mortgage

Document Number	2014120159
Date	Nov 16, 2022
Instrument	2014120159

Lender

Name	CUMBERLAND VALLEY NATL BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Apr 15, 2021
Property Address	750 WHITLOCK RD, RICHMOND, KY 40475-9414
Document Number	00D803/602
Book / Page	D803 / 602
Instrument Date	Apr 15, 2021
Instrument	2014033562
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	533 WHITLOCK RD, RICHMOND, KY 40475-9498

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	571 WHITLOCK RD, RICHMOND, KY 40475-9498

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 15, 2019
Property Address	750 WHITLOCK RD, RICHMOND, KY 40475-9414
Document Number	D00777/281
Book / Page	D00777 / 281
Instrument Date	Aug 14, 2019
Instrument	2013997104
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$17.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	311 CLAY DR, RICHMOND, KY 40475-1233

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	533 WHITLOCK RD, RICHMOND, KY 40475-9498
Investor	Possibly a Property Investor

Mortgage

Document Number	M01881/284
Date	Aug 15, 2019
Book Page	M01881/284
Instrument	2013997105

Lender

Name	1ST TRUST BANK INC
Type	Bank
Address	RICHMOND, KY 40475

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 14, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$546.00 (-2.85%)	$58,000 (-)	$58,000 (-)
2023	$562.00	$58,000	$58,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	10 (2015–2026)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2026 · 6 claims Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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