749 Whitlock Rd, Richmond, KY 40475 Property Records

Madison County property record for 749 Whitlock Rd, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,448 sqft · built 1904
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$516 (2025)
Deeds & Mortgages	Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`0010-0000-0002`

Property Details

APN / Parcel Number

Primary APN	`0010-0000-0002`
Alternative APNs	`113864` `76972` `43104`

Interior

Stories	2 Stories
Building Area	1,448 sqft Living Area

Exterior

Year Built	Built 1904
Exterior Material	Aluminum/Vinyl
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached

Location & Zoning

Account Number	43104
Street Address	749 WHITLOCK RD
City	RICHMOND
State	KY
Zip	40475-9414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5 ACRES
Jurisdiction	MADISON KY
Township / Civil Division	COTTONBURG-VALLEY VIEW
Census Block Group	1
Census Block	1031
Census Tract	10801

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	101 GOLFVIEW DR, RICHMOND, KY 40475-3303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 6, 2018
Deed Sale	Aug 6, 2018
Deed Document Number	2013979736
Deed Book / Page	D00762 / 719
Record Updated	Jun 8, 2026

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 6, 2018
Property Address	749 WHITLOCK RD, RICHMOND, KY 40475-9414
Document Number	D00762/719
Book / Page	D00762 / 719
Instrument Date	Jun 12, 2018
Instrument	2013979736
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	749 WHITLOCK RD, 749, RICHMOND, KY 40475-9414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 GOLFVIEW DR, RICHMOND, KY 40475-3303

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$516.00 (-2.82%) Additional exemption filed	$54,800 (-)	$54,800 (-)
2023	$531.00	$54,800	$54,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	10 (2015–2026)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2026 · 6 claims Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000