720 Whitlock Rd, Richmond, KY 40475 Property Records

Madison County property record for 720 Whitlock Rd, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,700 sqft
Lot Size	29 acres (1,263,240 sqft)
Owner	Company Name on File
Tax Bill	$462 (2025)
Flood Zone	Zone X (minimal risk)
APN	`0009-0000-0025`

Property Details

APN / Parcel Number

Primary APN	`0009-0000-0025`
Alternative APNs	`113492` `76608` `42728`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,700 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	1,263,240 sqft (29 acres)

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	42728
Street Address	720 WHITLOCK RD
City	RICHMOND
State	KY
Zip	40475-9414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	29 ACRES
Jurisdiction	MADISON KY
Township / Civil Division	COTTONBURG-VALLEY VIEW
Census Block Group	1
Census Block	1022
Census Tract	10801

Owner

Source: Madison County records · APN 0009-0000-0025

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	720 WHITLOCK RD, RICHMOND, KY 40475-9414
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 01, 1998
Deed Sale	Jan 01, 1998
Deed Document Number	0000119321
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$462.00 (-2.74%) Additional exemption filed	$49,000 (-)	$49,000 (-)
2023	$475.00	$49,000	$49,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	10 (2015–2026)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2026 · 6 claims Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Based on FCC filings for 1 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.