Kenton County property record for 7618 E Covered Bridge Dr, Florence, KY 41042
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 926 sqft · built 1980 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $117,500 (Apr 2017) |
| Tax Bill | $1,492 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-40-01-007.00 |
| Primary APN | 004-40-01-007.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 3 Stories |
| Building Area | 926 sqft Finished Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 7618 E COVERED BRIDGE DR |
|---|---|
| City | FLORENCE |
| State | KY |
| Zip | 41042-2814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COVERED BRIDGE SEC 2 LOT 7 |
| Legal Subdivision | COVERED BRIDGE |
| Legal Phase | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 63607 |
7618 E Covered Bridge Dr is owned and occupied by an individual who bought it in April 2017.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7618 E COVERED BRIDGE DR, FLORENCE, KY 41042-2814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2025 | Deed of Trust, Mortgage · FHA Mortgage LUMINATE BANK |
| Mar 13, 2017 | Deed of Trust, Mortgage · FHA Mortgage POLARIS HM FNDG |
| Mar 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY HSNG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2017 · Amount on File |
| Deed Sale | Apr 28, 2017 · Amount on File |
| Prior Sale | Aug 5, 2003 · Amount on File |
| Deed Document Number | 201704 28 059 00110 |
| Deed Book / Page | 6146 / 350 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 7618 E COVERED BRIDGE DR, FLORENCE, KY 41042-2814 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7618 E COVERED BRIDGE DR, FLORENCE, KY 41042-2814 |
| Document Number | 0005900108 |
|---|---|
| Date | Oct 30, 2025 |
| Book Page | KCM 702/323 |
| Instrument | 25103005900108 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55405 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 7618 E COVERED BRIDGE DR, FLORENCE, KY 41042-2814 |
| Document Number | 0000000111 |
| Instrument Date | Mar 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2017 |
| Title Company | NORTHERN KENTUCKY TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 7618 E COVERED BRIDGE DR FLORENCE KY 410422814, FLORENCE, KY 41042-2814 |
| Document Number | 0000000111 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 0C6147/000001 |
| Instrument | 111 |
| Name | POLARIS HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | GRANDVILLE, MI 49418 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 27, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 7618 E COVERED BRIDGE DR, FLORENCE, KY 41042-2814 |
| Document Number | 0000000112 |
| Instrument Date | Mar 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | NORTHERN KENTUCKY TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 7618 E COVERED BRIDGE DR FLORENCE KY 410422814, FLORENCE, KY 41042-2814 |
| Document Number | 0000000112 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 0C6147/000018 |
| Instrument | 112 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 27, 2022 |
The 2025 property tax bill for 7618 E Covered Bridge Dr was $1,492.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,300 (-) Land $25,000 Building $100,300 | $125,300 (-) Land $25,000 Building $100,300 | |
| 2025 | $1,492.00 | $125,300 Land $25,000 Building $100,300 | $125,300 Land $25,000 Building $100,300 |
| 2023 | $1,586.00 | $125,300 Land $25,000 Building $100,300 | $125,300 Land $25,000 Building $100,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7618 E Covered Bridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7618 E Covered Bridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135 |
|---|---|
| Water Source | Purchased surface water from BOONE-FLORENCE WATER COMMISSION |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | NORTHERN KENTUCKY WATER DISTRICT |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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