7608 E Covered Bridge Dr, Florence, KY 41042 Property Records

Kenton County property record for 7608 E Covered Bridge Dr, Florence, KY 41042

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 900 sqft · built 1979
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$92,185 (Dec 2014)
Tax Bill$1,615 (2025)
Deeds & MortgagesAug 2020 Mortgage
Apr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN004-40-01-004.00

Property Details

APN / Parcel Number

Primary APN004-40-01-004.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories3 Stories
Building Area900 sqft Finished Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Pool TypeAbove-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address7608 E COVERED BRIDGE DR
CityFLORENCE
StateKY
Zip41042-2814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOVERED BRIDGE SEC 2 LOT 4
Legal SubdivisionCOVERED BRIDGE
Legal Phase2
Legal Lot Number4
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1002
Census Tract63607

Owner

Source: Kenton County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7608 E COVERED BRIDGE DR, FLORENCE, KY 41042-2814
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Apr 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
CINCINNATI FED'L

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 30, 2014 · Amount on Record
Deed SaleDec 30, 2014 · Amount on Record
Prior SaleJul 11, 2013 · Amount on Record
Deed Document Number201412 30 059 00099
Deed Book / Page5560 / 70
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address7608 E COVERED BRIDGE DR, FLORENCE, KY 41042-2814
Document Number0000000051
Instrument DateAug 31, 2020
Transaction TypeMortgage
Record UpdatedDec 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7608 E COVERED BRIDGE DR FLORENCE KY 410422814, FLORENCE, KY 41042-2814

Mortgage

Document Number0000000051
DateDec 3, 2020
Book Page00M135/000169
Instrument51
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueDec 2, 2045

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address7608 E COVERED BRIDGE DR, FLORENCE, KY 41042-2814
Document Number0000000277
Instrument DateApr 19, 2019
Transaction TypeMortgage
Record UpdatedMay 17, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7608 E COVERED BRIDGE DR FLORENCE KY 410422814, FLORENCE, KY 41042-2814

Mortgage

Document Number0000000277
DateMay 6, 2019
Book Page0C6654/000273
Instrument277
Lender
NameCINCINNATI FED'L
AddressCINCINNATI, OH 45247
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,615.00 (-5.89%)$135,600 (-) Land $25,000 Building $110,600$135,600 (-) Land $25,000 Building $110,600
2023$1,716.00$135,600 Land $25,000 Building $110,600$135,600 Land $25,000 Building $110,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORENCE WATER & SEWER
serves 29,351 people · EPA ID KY0080135
Water SourcePurchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State InspectionMar 2024
Also Mapped HereNORTHERN KENTUCKY WATER DISTRICT
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on E Covered Bridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number