7610 E Covered Bridge Dr, Florence, KY 41042 Property Records

Kenton County property record for 7610 E Covered Bridge Dr, Florence, KY 41042

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 926 sqft · built 1979
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$100,000 (May 2018)
Tax Bill$1,591 (2025)
Deeds & MortgagesOct 2020 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN004-40-01-005.00

Property Details

APN / Parcel Number

Primary APN004-40-01-005.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories3 Stories
Building Area926 sqft Finished Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address7610 E COVERED BRIDGE DR
CityFLORENCE
StateKY
Zip41042-2814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOVERED BRIDGE SEC 2 LOT 5
Legal SubdivisionCOVERED BRIDGE
Legal Phase2
Legal Lot Number5
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1002
Census Tract63607

Owner

7610 E Covered Bridge Dr is owned and occupied by an individual who bought it in May 2018.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address7610 E COVERED BRIDGE DR, FLORENCE, KY 41042-2814
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
VICTORY MTG
May 10, 2018Warranty Deed, Transfer · Conventional with PMI
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2018 · Amount on File
Deed SaleMay 10, 2018 · Amount on File
Prior SaleSep 10, 2014 · Amount on File
Deed Document Number201805 10 059 00127
Deed Book / Page6408 / 188
Prior Transfer DateJul 1, 2014
Prior Transfer Doc0005900009
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address7610 E COVERED BRIDGE DR, FLORENCE, KY 41042-2814
Document Number0000000057
Instrument DateOct 9, 2020
Transaction TypeMortgage
Record UpdatedDec 2, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7610 E COVERED BRIDGE DR FLORENCE KY 410422814, FLORENCE, KY 41042-2814

Mortgage

Document Number0000000057
DateNov 13, 2020
Book Page00M125/000498
Instrument57
Lender
NameVICTORY MTG
TypeMortgage Company
AddressFORT MITCHELL, KY 41017
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 12, 2035

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMay 10, 2018
Property Address7610 E COVERED BRIDGE DR, FLORENCE, KY 41042-2814
Document Number0000000127
Book / Page0C6408 / 000188
Instrument DateApr 13, 2018
Instrument127
Transaction TypeTransfer
Record UpdatedMay 25, 2018
Title CompanyCOSMOPOLITAN TITLE CORPORATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$100.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address610 E COVERED BRIDGE DR FLORENCE KY 41042, FLORENCE, KY 41042

Mortgage

Document Number129
DateMay 10, 2018
Book Page0C6408/000191
Instrument129
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7610 E Covered Bridge Dr was $1,591.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$133,600 (-) Land $25,000 Building $108,600$133,600 (-) Land $25,000 Building $108,600
2025$1,591.00$133,600 Land $25,000 Building $108,600$133,600 Land $25,000 Building $108,600
2023$1,691.00$133,600 Land $25,000 Building $108,600$133,600 Land $25,000 Building $108,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7610 E Covered Bridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7610 E Covered Bridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORENCE WATER & SEWER
serves 29,351 people · EPA ID KY0080135
Water SourcePurchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State InspectionMar 2024
Also Mapped HereNORTHERN KENTUCKY WATER DISTRICT
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on E Covered Bridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number