7630 E Covered Bridge Dr, Florence, KY 41042 Property Records

Kenton County property record for 7630 E Covered Bridge Dr, Florence, KY 41042

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1980
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$78,000 (Mar 1999)
Tax Bill	$1,892 (2025)
Deeds & Mortgages	Jan 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-40-01-010.00`

Property Details

APN / Parcel Number

Primary APN	`004-40-01-010.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Finished Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	7630 E COVERED BRIDGE DR
City	FLORENCE
State	KY
Zip	41042-2814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVERED BRIDGE SEC 2 LOT 10
Legal Subdivision	COVERED BRIDGE
Legal Phase	2
Legal Lot Number	10
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1002
Census Tract	63607

Owner

Source: Kenton County records · APN 004-40-01-010.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7630 E COVERED BRIDGE DR, FLORENCE, KY 41042-2814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 16, 1999 · Amount on Record
Deed Sale	Mar 16, 1999 · Amount on Record
Last Transfer Date	Mar 24, 2025
Transfer Doc	0005900037
Record Updated	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	7630 E COVERED BRIDGE DR, FLORENCE, KY 41042-2814
Transaction Type	Mortgage
Record Updated	Feb 18, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001912
Date	Jan 30, 2026
Book Page	387/572
Instrument	26059000001912

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	DALLAS, TX 75234

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	225 Months
Due	Oct 01, 2044

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,892.00 (-5.92%)	$158,900 (-) Land $25,000 Building $133,900	$158,900 (-) Land $25,000 Building $133,900
2023	$2,011.00	$158,900 Land $25,000 Building $133,900	$158,900 Land $25,000 Building $133,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 356 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Also Mapped Here	NORTHERN KENTUCKY WATER DISTRICT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.