610 Lloyds Ln, Nesbit, MS 38651 Property Records

DeSoto County property record for 610 Lloyds Ln, Nesbit, MS 38651

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,635 sqft · built 2020
Lot Size	1.53 acres (66,647 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,260 (Mar 2024)
Tax Bill	$2,575 (2025)
Deeds & Mortgages	Mar 2024 Sale Aug 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-08-9-32-02-0-00009-00`

Property Details

APN / Parcel Number

Primary APN	`2-08-9-32-02-0-00009-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,635 sqft Adjusted Area
1st Floor Area	2,701 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	66,647 sqft (1.53 acres)

Location & Zoning

Street Address	610 LLOYDS LN
City	NESBIT
State	MS
Zip	38651-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	RUSTIC RIDGE LOT 9
Legal Range	008
Legal Township	02S
Legal Section	32
Legal Subdivision	RUSTIC RIDGE
Legal Lot Number	9
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	1
Census Block	1014
Census Tract	71122

Owner

Source: DeSoto County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	610 LLOYDS LN, NESBIT, MS 38651-1002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Warranty Deed, Transfer MAGNOLIA TITLE LCC, MAGNOLIA TITLE LLC
Aug 15, 2023	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Jan 17, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2024 · Amount on Record
Deed Sale	Mar 28, 2024 · Amount on Record
Deed Document Number	2024
Deed Book / Page	1024 / 5225
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 28, 2024
Property Address	610 LLOYDS LN, NESBIT, MS 38651-1002
Document Number	01024/5225
Book / Page	1024 / 5225
Map Reference	MB 126 PG 17&18
Instrument Date	Mar 15, 2024
Transaction Type	Transfer
Record Updated	Apr 10, 2024
Title Company	MAGNOLIA TITLE LCC, MAGNOLIA TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1850 SMART RD, COMO, MS 38619

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	610 LLOYDS LN, NESBIT, MS 38651-1002
Investor	Possibly a Property Investor

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	610 LLOYDS LN, NESBIT, MS 38651-1002
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 LLOYDS LN, NESBIT, MS 38651-1002

Mortgage

Document Number	5660/74080
Date	Aug 15, 2023
Book Page	5660/74080

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	SOUTHAVEN, MS 38671

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 17, 2019
Property Address	610 LLOYDS LN, NESBIT, MS 38651-1002
Document Number	000877/631
Book / Page	0877 / 631
Map Reference	MB 126 PG 17&18
Instrument Date	Jan 9, 2019
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	702 MARY CARL, LAKE CORMORANT, MS 38641-9135

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2957 HORN LAKE RD, HERNANDO, MS 38632-6709
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,575.00 (+3.41%)	$38,348 (+38.76%) Land $3,500 Building $34,848	$383,480 (+38.76%) Land $35,000 Building $348,480
2023	$2,490.00	$27,637	$276,372 Land $35,000 Building $241,372

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 55% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYS WATER ASSOCIATION public/private · serves 2,825 people · EPA ID MS0170005
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Feb 2022
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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