611 Lloyds Ln, Nesbit, MS 38651 Property Records

DeSoto County property record for 611 Lloyds Ln, Nesbit, MS 38651

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,470 sqft · built 2020
Lot Size	2.08 acres (91,040 sqft)
Owner	Individual Name on Record
Tax Bill	$4,178 (2025)
Deeds & Mortgages	May 2020 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-08-9-32-02-0-00008-00`

Property Details

APN / Parcel Number

Primary APN	`2-08-9-32-02-0-00008-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	4,470 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	91,040 sqft (2.08 acres)
Pool Area	576 sqft

Location & Zoning

Street Address	611 LLOYDS LN
City	NESBIT
State	MS
Zip	38651-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	RUSTIC RIDGE LOT 8
Legal Subdivision	RUSTIC RIDGE
Legal Lot Number	8
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	1
Census Block	1014
Census Tract	71122

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	611 LLOYDS LN, NESBIT, MS 38651-1002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 17, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2019
Deed Sale	Jan 17, 2019
Deed Document Number	0000877633
Deed Book / Page	0877 / 633
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	611 LLOYDS LN, NESBIT, MS 38651-1002
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004942/488
Date	May 12, 2020
Book Page	4942/488

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	611 LLOYDS LN, NESBIT, MS 38651-1002
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 LLOYDS LN, NESBIT, MS 38651-1002

Mortgage

Document Number	005278/697
Date	Jun 30, 2021
Book Page	5278/697

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2041

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 17, 2019
Property Address	611 LLOYDS LN, NESBIT, MS 38651-1002
Document Number	000877/633
Book / Page	0877 / 633
Map Reference	MB 126 PG 17&18
Instrument Date	Jan 9, 2019
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	702 MARY CARL, LAKE CORMORANT, MS 38641-9135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5766 PATRICIA DR, HORN LAKE, MS 38637-9643

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,178.00 (+19.51%)	$53,646 (+42.7%) Land $3,500 Building $50,146	$536,459 (+42.7%) Land $35,000 Building $501,459
2023	$3,496.00	$37,594	$375,937 Land $35,000 Building $340,937

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYS WATER ASSOCIATION public/private · serves 2,825 people · EPA ID MS0170005
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Feb 2022
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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