7604 Derby Close, Caledonia, IL 61011 Property Records

Winnebago County property record for 7604 Derby Close, Caledonia, IL 61011 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,748 sqft · built 1994
Lot Size	0.47 acres (20,500 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Aug 2023)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-26-451-005`

Property Details

APN / Parcel Number

Primary APN	`08-26-451-005`
Alternative APN	`134D103`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,748 sqft Living Area
1st Floor Area	1,748 sqft
Basement Area	1,748 sqft
Finished Basement	1,748 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Concrete
Roof Material	Asphalt
Lot Area	20,500 sqft (0.47 acres)
Garage Area	724 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	134D103
Street Address	7604 DERBY CLOSE
City	CALEDONIA
State	IL
Zip	61011-9693
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEENELAND ESTATES ADDN BNG PT SE1/4 SEC 26 & PT NE1/4 SEC 35 ALL 45-2 LOT 3
Legal Township	04N
Legal Subdivision	KEENELAND ESTATES
Legal Lot Number	3
Jurisdiction	WINNEBAGO IL
Township / Civil Division	HARLEM
Census Block Group	2
Census Block	2002
Census Tract	3810

Owner

Source: Winnebago County records · APN 08-26-451-005

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9 COBBLER CT, SOUTH ELGIN, IL 60177-2821
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage COASTAL COMMUNITY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 10, 2023 · Amount on Record
Deed Sale	Aug 10, 2023 · Amount on Record
Deed Document Number	2318118
Record Updated	Jun 07, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 10, 2023
Property Address	7604 DERBY CLOSE, CALEDONIA, IL 61011-9693
Document Number	0000018118
Map Reference	BK39 PG181B
Instrument Date	Jul 11, 2023
Instrument	2318118
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$427.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 COBBLER CT, SOUTH ELGIN, IL 60177-2821

Mortgage

Document Number	0000018119
Date	Aug 10, 2023
Instrument	2318119

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2053

Interest

Rate Type	Fixed Rate
Rate	7%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	7604 DERBY CLOSE, CALEDONIA, IL 61011-9693
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020302
Date	Jun 30, 2022
Instrument	2220302

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Harlem Township
Municipality	Loves Park City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$72,312 Land $12,184 Building $60,128	$216,936 Land $36,552 Building $180,384

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), updated July 12, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 85 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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