Winnebago County property record for 7550 Derby Close, Caledonia, IL 61011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,179 sqft · built 1994 |
| Lot Size | 0.31 acres (13,519 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Jan 2022) |
| Tax Bill | $7,389 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-26-451-002 |
| Primary APN | 08-26-451-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,179 sqft Living Area |
| 1st Floor Area | 2,179 sqft |
| Basement Area | 2,170 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Concrete |
| Roof Material | Asphalt |
| Lot Area | 13,519 sqft (0.31 acres) |
| Lot Dimensions | 152 ft deep x 93 ft wide |
| Garage Area | 528 sqft |
| Deck Area | 168 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 7550 DERBY CLOSE |
|---|---|
| City | CALEDONIA |
| State | IL |
| Zip | 61011-9693 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - SINGL |
| Legal Description | KEENELAND ESTATES ADDN BNG PT SE1/4 SEC 26 & PT NE1/4 SEC 35 ALL 45-2 LOT 6 |
| Legal Subdivision | KEENELAND ESTATES ADDN |
| Legal Lot Number | 6 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | HARLEM |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 3810 |
Source: Winnebago County assessment roll, as of July 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7550 DERBY CLOSE, CALEDONIA, IL 61011-9693 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Jan 3, 2022 | Executor's Deed, Transfer · FHA Mortgage BLACKHAWK BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 3, 2022 · Amount on Record |
| Deed Sale | Jan 3, 2022 · Amount on Record |
| Prior Sale | Sep 5, 2000 · Amount on Record |
| Deed Document Number | 2022154 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Apr 17, 2026 |
| Property Address | 7550 DERBY CLOSE, CALEDONIA, IL 61011-9693 |
| Document Number | 0000009304 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 20269304 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7550 DERBY CLOSE, CALEDONIA, IL 61011-9693 |
| Document Number | 0000009304, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 20269304 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 309 Months |
| Due | Jan 1, 2052 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jan 3, 2022 |
| Property Address | 7550 DERBY CLOSE, CALEDONIA, IL 61011-9693 |
| Document Number | 0000000154 |
| Map Reference | PB 39 PG 181B |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2200154 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7550 DERBY CLOSE, CALEDONIA, IL 61011-9693 |
| Document Number | 0000000155 |
|---|---|
| Date | Jan 3, 2022 |
| Instrument | 2200155 |
| Name | BLACKHAWK BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000000156 |
|---|---|
| Date | Jan 3, 2022 |
| Instrument | 2200156 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Winnebago County assessment roll, as of July 16, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Harlem Township |
| Municipality | Loves Park City |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $7,389.00 | $95,351 (+23.46%) Land $15,042 Building $80,309 | $286,053 (+23.46%) Land $45,126 Building $240,927 |
| 2022 | Homeowner's exemption | $77,235 Land $12,184 Building $65,051 | $231,705 Land $36,552 Building $195,153 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOVES PARK serves 23,335 people · EPA ID IL2010150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
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