7549 Derby Close, Caledonia, IL 61011 Property Records

Winnebago County property record for 7549 Derby Close, Caledonia, IL 61011 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,794 sqft · built 1994
Lot Size	0.343 acres (14,937 sqft)
Owner	2 Trust Names on File
Tax Bill	$6,776 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-26-451-009`

Property Details

APN / Parcel Number

Primary APN	`08-26-451-009`
Alternative APNs	`826451009` `134D109`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,794 sqft Living Area
1st Floor Area	1,794 sqft
Basement Area	1,797 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Concrete
Roof Material	Asphalt
Lot Area	14,937 sqft (0.343 acres)
Lot Dimensions	164 ft deep x 86 ft wide
Garage Area	702 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	134D109
Street Address	7549 DERBY CLOSE
City	CALEDONIA
State	IL
Zip	61011-9693
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEENELAND ESTATES ADDN BNG PT SE1/4 SEC 26 & PT NE1/4 SEC 35 ALL 45-2 LOT 9
Legal Subdivision	KEENELAND ESTATES ADDN
Legal Lot Number	9
Jurisdiction	WINNEBAGO IL
Township / Civil Division	HARLEM
Census Block Group	2
Census Block	2002
Census Tract	3810

Owner

Source: Winnebago County records · APN 08-26-451-009

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	7549 DERBY CLOSE, CALEDONIA, IL 61011-9693
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	7549 DERBY CLOSE, CALEDONIA, IL 61011-9693
Transaction Type	Mortgage
Record Updated	Oct 04, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021355
Date	Sep 14, 2023
Instrument	2321355

Lender

Name	ST CHARLES BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	8.5%

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Harlem Township
Municipality	Loves Park City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,776.00	$96,064 (+35.75%) Land $16,540 Building $79,524	$288,192 (+35.75%) Land $49,620 Building $238,572
2022	Homeowner's exemption	$70,765 Land $12,184 Building $58,581	$212,295 Land $36,552 Building $175,743

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), updated July 12, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.