Winnebago County property record for 7578 Derby Close, Caledonia, IL 61011
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,260 sqft · built 1995 |
| Lot Size | 0.335 acres (14,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $327,000 (Sep 2025) |
| Tax Bill | $6,955 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Mar 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-26-451-003 |
| Primary APN | 08-26-451-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,260 sqft Living Area |
| 1st Floor Area | 2,260 sqft |
| Basement Area | 772 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Tri-Level |
| Exterior Material | Concrete |
| Roof Material | Asphalt |
| Lot Area | 14,583 sqft (0.335 acres) |
| Lot Dimensions | 181 ft deep x 80 ft wide |
| Garage Area | 792 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 7578 DERBY CLOSE |
|---|---|
| City | CALEDONIA |
| State | IL |
| Zip | 61011-9693 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - SINGL |
| Legal Description | KEENELAND ESTATES ADDN BNG PT SE1/4 SEC 26 & PT NE1/4 SEC 35 ALL 45-2 LOT 5 |
| Legal Subdivision | KEENELAND ESTATES ADDN |
| Legal Lot Number | 5 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | HARLEM |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 3810 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7578 DERBY CLOSE, CALEDONIA, IL 61011-9693 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed, Transfer · Conventional Mortgage MEMBERSALLIANCE CU |
| Mar 1, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2025 · Amount on Record |
| Deed Sale | Sep 16, 2025 · Amount on Record |
| Prior Sale | Jul 26, 1995 · Amount on Record |
| Deed Document Number | 202523836 |
| Prior Transfer Date | Feb 25, 2022 |
| Prior Transfer Doc | 0000006357 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Sep 16, 2025 |
| Property Address | 7578 DERBY CLOSE, CALEDONIA, IL 61011-9693 |
| Document Number | 0000023836 |
| Map Reference | PB 39 PG 181B |
| Instrument Date | Sep 12, 2025 |
| Instrument | 2523836 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2025 |
| Title Company | MAGNUS TITLE AGENCY, MTA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7578 DERBY CLOSE, CALEDONIA, IL 61011-9693 |
| Document Number | 0000023837 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 2523837 |
| Name | MEMBERSALLIANCE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.49% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Mar 1, 2022 |
| Property Address | 7578 DERBY CLOSE, CALEDONIA, IL 61011-9693 |
| Document Number | 0000006356 |
| Map Reference | BK39 PG 181B |
| Instrument Date | Feb 23, 2022 |
| Instrument | 2206356 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 7578 DERBY CLOSE, CALEDONIA, IL 61011-9693 |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Harlem Township |
| Municipality | Loves Park City |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,955.00 (+6.64%) | $93,313 (+9.96%) Land $16,540 Building $76,773 | $279,939 (+9.96%) Land $49,620 Building $230,319 |
| 2024 | $6,522.00 Homeowner's exemption | $84,861 (+23.46%) Land $15,042 Building $69,819 | $254,583 (+23.46%) Land $45,126 Building $209,457 |
| 2022 | Homeowner's exemption | $68,738 Land $12,184 Building $56,554 | $206,214 Land $36,552 Building $169,662 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOVES PARK serves 23,335 people · EPA ID IL2010150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
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