760 Seneca Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 760 Seneca Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2006
Square Footage	2,130 sqft Heated Area
Lot Size	8,756 sqft (0.201 acres)
Occupancy	Owner Occupied
Last Sale	$401,100 (2006)
Tax Bill	$2,550.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`131110`
Alternative APN	`142630004800012840`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,130 sqft Heated Area
Gross Area	3,155 sqft Gross Area
1st Floor	2,130 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2006
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,756 sqft (0.201 acres)
Depth X Width	125 ft x 70 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	599 sqft Garage

Exterior Amenities

Pool Area	392 sqft Pool
Fence	Fence
Deck Area	332 sqft Deck
Porch	Open Porch
Porch Area	426 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	131110
Street Address	760 SENECA TRL
City	SAINT CLOUD
State	FL
Zip	34772-7781
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	INDIAN LAKES PHASE 5 & 6 PB 17 PGS 84-86 LOT 284
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	INDIAN LAKES
Legal Phase	5
Legal Tract	48
Legal Block	1
Legal Lot Number	284
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1013
Census Tract	43303

Owner

Source: Osceola County records · APN 131110

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	760 SENECA TRL, SAINT CLOUD, FL 34772-7781
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 28, 2006 · Amount on Record
Deed Sale	Jun 28, 2006 · Amount on Record
Deed Doc Number	2006166903
Deed Book / Page	3201 / 1362
Record Refreshed	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	760 SENECA TRL, SAINT CLOUD, FL 34772-7781
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	COLUMBIA TITLE RESEARCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	760 SENECA TRL, SAINT CLOUD, FL 34772-7781

Mortgage

Document Number	0059111636
Date	Mar 15, 2021
Book Page	5911/1636
Instrument	2021037568

Lender

Name	CHRISTENSEN FINANCIAL INC
Type	Funding / Finance Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2036

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,550.00 (+6.92%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$190,349 (+5.99%)	$378,100 (-4.4%) Land $78,000 Building $300,100
2023	$2,385.00 (+4.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$179,598 (+3.44%)	$395,500 (+22.98%) Land $60,000 Building $335,500
2022	$2,279.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$173,617	$321,600 Land $55,000 Building $266,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	About 1 in 658 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.