Osceola County property record for 742 Seneca Trl, Saint Cloud, FL 34772 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2006 |
| Square Footage | 2,544 sqft Living Area |
| Lot Size | 9,844 sqft (0.226 acres) |
| Garage | Attached, 628 sqft |
| Last Sale | $172,000 (2025) |
| Tax Bill | $8,265.00 (2025) |
| Primary APN | 14-26-30-0048-0001-2510 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,544 sqft Living Area |
| Gross Area | 3,478 sqft Gross Area |
| 1st Floor | 2,229 sqft 1st Floor |
| Upper Floors | 315 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,844 sqft (0.226 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 628 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 25 sqft Pool |
| Deck Area | 672 sqft Deck |
| Porch Area | 306 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 742 SENECA TRL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7780 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INDIAN LAKES PHASE 5 & 6 PB 17 PGS 84-86 LOT 251 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | INDIAN LAKES PH 5 AND 6 |
| Legal Phase | 5 |
| Legal Tract | 48 |
| Legal Block | 2510 |
| Legal Lot Number | 251 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 43303 |
Source: Osceola County records · APN 14-26-30-0048-0001-2510
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1901 S JOHN YOUNG PKWY, 103, KISSIMMEE, FL 34741-0601 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Oct 04, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 05, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 18, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 02, 2025 · Amount on Record |
| Deed Sale | Sep 02, 2025 · Amount on Record |
| Prior Sale | May 26, 2016 · Amount on Record |
| Deed Doc Number | 2025108929 |
| Deed Book / Page | 6843 / 721 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 742 SENECA TRL, SAINT CLOUD, FL 34772-7780 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 742 SENECA TRL, SAINT CLOUD, FL 34772-7780 |
| Document Number | 0064841372 |
|---|---|
| Date | Oct 04, 2023 |
| Book Page | 6484/1372 |
| Instrument | 2023130576 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Sep 01, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 742 SENECA TRL, SAINT CLOUD, FL 34772-7780 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 742 SENECA TRL, SAINT CLOUD, FL 34772-7780 |
| Document Number | 0062640944 |
|---|---|
| Date | Aug 05, 2022 |
| Book Page | 6264/944 |
| Instrument | 2022120393 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 286 Months |
| Due | Jun 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 742 SENECA TRL, SAINT CLOUD, FL 34772-7780 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 742 SENECA TRL, SAINT CLOUD, FL 34772-7780 |
| Document Number | 0061301396 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 6130/1396 |
| Instrument | 2022008544 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 293 Months |
| Due | Jun 01, 2046 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,265.00 (+1.69%) | $268,664 (+5.99%) | $396,000 (-10.18%) Land $78,000 Building $318,000 |
| 2024 | $8,128.00 (+1.23%) | ||
| 2023 | $8,029.00 (+118.42%) Homeowner's exemption | $253,489 (+3%) | $440,900 (+23.43%) Land $60,000 Building $380,900 |
| 2022 | $3,676.00 Homeowner's exemption | $246,106 | $357,200 Land $55,000 Building $302,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,639 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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