Osceola County property record for 754 Seneca Trl, Saint Cloud, FL 34772 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2006 |
| Square Footage | 2,679 sqft Living Area |
| Lot Size | 9,844 sqft (0.226 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $249,800 (2014) |
| Tax Bill | $4,543.00 (2024) |
| Primary APN | 14-26-30-0048-0001-2830 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,679 sqft Living Area |
| Gross Area | 3,495 sqft Gross Area |
| 1st Floor | 2,109 sqft 1st Floor |
| Upper Floors | 570 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,844 sqft (0.226 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 462 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 28 sqft Pool |
| Deck Area | 275 sqft Deck |
| Porch Area | 354 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 754 SENECA TRL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7781 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INDIAN LAKES PHASE 5 & 6 PB 17 PGS 84-86 LOT 283 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | INDIAN LAKES PH 5 AND 6 |
| Legal Phase | 5 |
| Legal Tract | 48 |
| Legal Block | 2830 |
| Legal Lot Number | 283 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 43303 |
Source: Osceola County records · APN 14-26-30-0048-0001-2830
Assessment roll updated November 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 754 SENECA TRL, SAINT CLOUD, FL 34772-7781 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 14, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Nov 18, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Jun 01, 2020 | Loan Modification, Mortgage · Veterans Administration Mortgage FREEDOM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 12, 2014 · Amount on Record |
| Deed Sale | Nov 12, 2014 · Amount on Record |
| Prior Sale | Jan 02, 2009 · Amount on Record |
| Deed Doc Number | 2014167422 |
| Deed Book / Page | 4694 / 1642 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 754 SENECA TRL, SAINT CLOUD, FL 34772-7781 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 754 SENECA TRL, SAINT CLOUD, FL 34772-7781 |
| Investor | Possibly a Property Investor |
| Document Number | 0063292056 |
|---|---|
| Date | Dec 14, 2022 |
| Book Page | 6329/2056 |
| Instrument | 2022179048 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 754 SENECA TRL, SAINT CLOUD, FL 34772-7781 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 754 SENECA TRAIL, OCALA, FL 34472 |
| Document Number | 0060891618 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 6089/1618 |
| Instrument | 2021179160 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 754 SENECA TRL, SAINT CLOUD, FL 34772-7781 |
| Document Number | 0057442684 |
| Instrument Date | Jun 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 754 SENECA TRL ST CLOUD FL 347727781, ST CLOUD, FL 34772-7781 |
| Document Number | 0057442684 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 005744/002684 |
| Instrument | 82922 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | FISHERS, IN 46037 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 25, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,699.00 (+3.43%) Homeowner's exemption | $305,445 (+5.99%) | $401,800 (-10.23%) Land $78,000 Building $323,800 |
| 2024 | $4,543.00 (+2.53%) | ||
| 2023 | $4,431.00 (+3.46%) Homeowner's exemption | $288,192 (+3%) | $447,600 (+23.41%) Land $60,000 Building $387,600 |
| 2022 | $4,283.00 Homeowner's exemption | $279,799 | $362,700 Land $55,000 Building $307,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 658 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures