766 Seneca Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 766 Seneca Trl, Saint Cloud, FL 34772 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2006
Square Footage2,466 sqft Living Area
Lot Size8,755 sqft (0.201 acres)
GarageAttached, 462 sqft
Last Sale$340,000 (2021)
Tax Bill$7,005.00 (2024)

Property Details

APN / Parcel Number

Primary APN14-26-30-0048-0001-2850
Alternative APNs
  • 263014004800012850
  • 131111

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,466 sqft Living Area
Gross Area3,231 sqft Gross Area
1st Floor2,466 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,755 sqft (0.201 acres)
Depth X Width125 ft x 70 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area462 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area312 sqft Pool
Deck Area435 sqft Deck
Porch Area303 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address766 SENECA TRL
CitySAINT CLOUD
StateFL
Zip34772-7781
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionINDIAN LAKES PHASE 5 & 6 PB 17 PGS 84-86 LOT 285
Legal Range30E
Legal Township26S
Legal Section14
Legal SubdivisionINDIAN LAKES PH 5 AND 6
Legal Phase5
Legal Tract48
Legal Block2850
Legal Lot Number285
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1013
Census Tract43303

Owner

Source: Osceola County records · APN 14-26-30-0048-0001-2850

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address8225 CAMBOURNE CT, GAITHERSBURG, MD 20877-1115
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Oct 05, 2023Intrafamily Transfer, Transfer
Jan 25, 2021Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Aug 07, 2017Warranty Deed, Transfer · Conventional Mortgage
TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 25, 2021 · Amount on Record
Deed SaleJan 25, 2021 · Amount on Record
Prior SaleAug 07, 2017 · Amount on Record
Deed Doc Number202110832
Deed Book / Page5876 / 2164
Last Transfer DateSep 28, 2023
Transfer Doc0064850790
Record RefreshedSep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateOct 05, 2023
Property Address766 SENECA TRL, SAINT CLOUD, FL 34772-7781
Document Number0064850790
Book / Page6485 / 790
Map ReferenceMB 17 PG 84-86
Instrument DateSep 28, 2023
Instrument2023131205
Transaction TypeTransfer
Record UpdatedOct 19, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address8225 CAMBOURNE CT, GAITHERSBURG, MD 20877-1115

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address8225 CAMBOURNE CT, GAITHERSBURG, MD 20877-1115

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 25, 2021
Property Address766 SENECA TRL, SAINT CLOUD, FL 34772-7781
Document Number0058762164
Book / Page5876 / 2164
Map ReferenceMB 17 PG 84-86
Instrument DateJan 22, 2021
Instrument2021010832
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyNONA TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,380.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address726 SW MCCRACKEN AVE, 726, PORT SAINT LUCIE, FL 34953-3960

Transferred To (Grantee/Buyer)

NameVerified Name
Address8225 CAMBOUNRE CT, GAITHERSBURG, MD 20877-1115

Mortgage

Document Number0058762166
DateJan 25, 2021
Instrument5876/2166
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 01, 2041

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 07, 2017
Property Address766 SENECA TRL, SAINT CLOUD, FL 34772-7781
Document Number0051900711
Book / Page5190 / 0711
Map ReferenceMB17 PG84
Instrument DateAug 03, 2017
Instrument2017113304
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,911.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2964 WHITE CEDAR CIR, 2964, KISSIMMEE, FL 34741-7617

Transferred To (Grantee/Buyer)

NameVerified Name
Address766 SENECA TRL, SAINT CLOUD, FL 34772-7781

Mortgage

Document Number0051900713
DateAug 07, 2017
Instrument5190/0713
Lender
NameTOWNE MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2032

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,780.00 (-3.21%)$378,600 (-10.05%) Land $78,000 Building $300,600$378,600 (-10.05%) Land $78,000 Building $300,600
2024$7,005.00 (+0.06%)
2023$7,001.00 (+14.1%)$420,900 (+23.68%) Land $60,000 Building $360,900$420,900 (+23.68%) Land $60,000 Building $360,900
2022$6,136.00$340,300 Land $55,000 Building $285,300$340,300 Land $55,000 Building $285,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire LikelihoodAbout 1 in 658 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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