760 Ratzer Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 760 Ratzer Rd, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,488 sqft · built 1980
Lot Size	0.556 acres (24,219 sqft)
Owner	Individual Name on Record
Last Sale	$399,000 (Jan 2013)
Tax Bill	$13,591 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-02300-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`14-02300-0000-00024`
Alternative APNs	`1400533000000010` `140230000024`

Interior

Building Area	2,488 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Lot Area	24,219 sqft (0.556 acres)

Location & Zoning

Old Parcel Number	1400533000000010
Street Address	760 RATZER RD
City	WAYNE
State	NJ
Zip	07470-4111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADDITIONAL LOTS: DRS OFFICE
Legal Block	2300
Legal Lot Number	24
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1000
Census Tract	246202

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	760 RATZER RD, WAYNE, NJ 07470-4111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Deed of Trust, Mortgage · Line of Credit VALLEY BANK
Apr 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE MORTGAGE INC
May 16, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2013 · Amount on Record
Deed Sale	Jan 15, 2013 · Amount on Record
Deed Document Number	20132956
Deed Book / Page	2267 / 187
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	760 RATZER RD, WAYNE, NJ 07470-4111
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	760 RATZER RD, WAYNE, NJ 07470-4111

Mortgage

Document Number	0000035459
Date	Nov 3, 2023
Book Page	M18693/122
Instrument	2023035459

Lender

Name	VALLEY BANK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Oct 18, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	760 RATZER RD, WAYNE, NJ 07470-4111
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	ALL JERSEY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	760 RATZER RD, WAYNE, NJ 07470-4111

Mortgage

Document Number	0000019820
Date	Apr 6, 2022
Book Page	M17920/219
Instrument	2022019820

Lender

Name	PINNACLE MORTGAGE INC
Type	Mortgage Company
Address	EAST HANOVER, NJ 07936

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Mar 1, 2037

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	760 RATZER RD, WAYNE, NJ 07470-4111
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021036
Date	May 16, 2019
Book Page	M15519/0210
Instrument	2019021036

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,600 (-) Land $120,500 Building $106,100	$226,600 (-) Land $120,500 Building $106,100
2025	$13,591.00 (+2.78%) Veteran's exemption	$226,600 (-) Land $120,500 Building $106,100	$226,600 (-) Land $120,500 Building $106,100
2024	$13,223.00 (+5.27%)
2023		$226,600 Land $120,500 Building $106,100	$226,600 Land $120,500 Building $106,100
2022	$12,561.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1978–2011)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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