Passaic County and Wayne Township property record for 711 Ratzer Rd, Wayne, NJ 07470 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Bi-Level |
| Year Built | Built 1964 |
| Square Footage | 1,864 sqft Living Area |
| Lot Size | 24,263 sqft (0.557 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $450,000 (2018) |
| Tax Bill | $10,562.00 (2025) |
| Primary APN | 14-02329-0000-00007 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,864 sqft Living Area |
|---|
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Bi-Level Style |
| Lot Area | 24,263 sqft (0.557 acres) |
| Old Parcel Number | 1400594000000022 |
|---|---|
| Street Address | 711 RATZER RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-4155 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | MAJOR SUB |
| Legal Block | 2329 |
| Legal Lot Number | 7 |
| Jurisdiction | PASSAIC NJ |
| Minor Civil Division | WAYNE |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 246201 |
Source: Passaic County and Wayne Township records · APN 14-02329-0000-00007
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 711 RATZER RD, WAYNE, NJ 07470-4155 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC |
| Sep 21, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage AMERICAS MORTGAGE LENDER LLC |
| Sep 08, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Jun 06, 2018 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAS MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 06, 2018 · Amount on Record |
| Deed Sale | Jun 06, 2018 · Amount on Record |
| Prior Sale | Jun 09, 2015 · Amount on Record |
| Deed Doc Number | 201824953 |
| Deed Book / Page | 3323 / 206 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | May 28, 2026 |
| Property Address | 711 RATZER RD, WAYNE, NJ 07470-4155 |
| Document Number | 0000018124 |
| Book / Page | 19960 / 97 |
| Instrument Date | May 19, 2026 |
| Instrument | 202618124 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 711 RATZER RD, WAYNE, NJ 07470-4155 |
| Document Number | 0000018124, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 19960/97 |
| Instrument | 202618124 |
| Name | CITIZENS BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 25, 2051 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 711 RATZER RD, WAYNE, NJ 07470-4155 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2025 |
| Title Company | TECHNO TITLE AND ABSTRACT AGENCY LLC, TECHNO TTL & ABSTRACT AGCY L |
| Name | Verified Name |
|---|
| Document Number | 0000059881 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | M17453/282 |
| Instrument | 2021059881 |
| Name | AMERICAS MORTGAGE LENDER LLC |
|---|---|
| Type | Mortgage Company |
| Address | WHIPPANY, NJ 07981 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 711 RATZER RD, WAYNE, NJ 07470-4155 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000041704 |
|---|---|
| Date | Sep 08, 2020 |
| Book Page | M16389/26 |
| Instrument | 2020041704 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jun 06, 2018 |
| Property Address | 711 RATZER RD, WAYNE, NJ 07470-4155 |
| Document Number | 0000024953 |
| Book / Page | D3323 / 0206 |
| Instrument Date | May 30, 2018 |
| Instrument | 2018024953 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2021 |
| Title Company | RIVERVIEW TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 711 RATZER RD, 711, WAYNE, NJ 07470-4155 |
| Name | Verified Name |
|---|---|
| Address | 711 RATZER RD, WAYNE, NJ 07470-4155 |
| Document Number | 0000024954 |
|---|---|
| Date | Jun 06, 2018 |
| Instrument | 2018024954 |
| Name | AMERICAS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2048 |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $176,100 (-) Land $97,300 Building $78,800 | $176,100 (-) Land $97,300 Building $78,800 | |
| 2025 | $10,562.00 (+0.88%) | $176,100 (-) Land $97,300 Building $78,800 | $176,100 (-) Land $97,300 Building $78,800 |
| 2024 | $10,470.00 (+5.16%) | ||
| 2023 | $176,100 Land $97,300 Building $78,800 | $176,100 Land $97,300 Building $78,800 | |
| 2022 | $9,956.00 |
711 Ratzer Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Passaic County (34031C), updated May 29, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 4th percentile of exposed land nationally · 10th in New Jersey |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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