Passaic County and Wayne Township property record for 689 Ratzer Rd, Wayne, NJ 07470 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Ranch |
| Year Built | Built 1960 |
| Square Footage | 1,416 sqft Living Area |
| Lot Size | 35,719 sqft (0.82 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $698,800 (2022) |
| Tax Bill | $15,169.00 (2025) |
| Primary APN | 14-02329-0000-00009 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,416 sqft Living Area |
|---|
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch Style |
| Lot Area | 35,719 sqft (0.82 acres) |
| Old Parcel Number | 1400594000000020 |
|---|---|
| Street Address | 689 RATZER RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-4154 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 2329 |
| Legal Lot Number | 9 |
| Jurisdiction | PASSAIC NJ |
| Minor Civil Division | WAYNE |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 246201 |
Source: Passaic County and Wayne Township records · APN 14-02329-0000-00009
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 689 RATZER RD, WAYNE, NJ 07470-4154 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 09, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jan 03, 2022 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 09, 2022 · Amount on Record |
| Deed Sale | Dec 09, 2022 · Amount on Record |
| Prior Sale | Jan 03, 2022 · Amount on Record |
| Deed Doc Number | 202255936 |
| Deed Book / Page | 4446 / 51 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Dec 09, 2022 |
| Property Address | 689 RATZER RD, WAYNE, NJ 07470-4154 |
| Document Number | 0000055936 |
| Book / Page | D4446 / 51 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 2022055936 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2025 |
| Title Company | STEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY NJ DIV |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,446.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 VALE RD, WAYNE, NJ 07470-6116 |
| Name | Verified Name |
|---|---|
| Address | 689 RATZER RD, WAYNE, NJ 07470-4154 |
| Document Number | 0000055937 |
|---|---|
| Date | Dec 09, 2022 |
| Instrument | 2022055937 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jan 03, 2022 |
| Property Address | 689 RATZER RD, WAYNE, NJ 07470-4154 |
| Document Number | 0000000078 |
| Book / Page | D4210 / 28 |
| Instrument Date | Dec 27, 2021 |
| Instrument | 2022000078 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2025 |
| Title Company | UNKNOWN, IMPERIUM TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,207.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 947 PARKS HILL RD, SCHENEVUS, NY 12155-2527 |
| Name | Verified Name |
|---|---|
| Address | 689 RATZER RD, WAYNE, NJ 07470-4154 |
| Document Number | 0000000079 |
|---|---|
| Date | Jan 03, 2022 |
| Instrument | 2022000079 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $252,900 (-) Land $106,900 Building $146,000 | $252,900 (-) Land $106,900 Building $146,000 | |
| 2025 | $15,169.00 (+0.88%) | $252,900 (+57.18%) Land $106,900 Building $146,000 | $252,900 (+57.18%) Land $106,900 Building $146,000 |
| 2024 | $15,037.00 (+65.3%) | ||
| 2023 | $160,900 Land $106,900 Building $54,000 | $160,900 Land $106,900 Building $54,000 | |
| 2022 | $9,097.00 |
689 Ratzer Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Passaic County (34031C), updated May 29, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 4th percentile of exposed land nationally · 10th in New Jersey |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures