Passaic County and Wayne Township property record for 822 Ratzer Rd, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,201 sqft · built 1940 |
| Lot Size | 0.832 acres (36,242 sqft) |
| Owner | Company Name on File |
| Tax Bill | $13,130 (2025) |
| Deeds & Mortgages | Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02208-0000-00005 |
| Primary APN | 14-02208-0000-00005 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,201 sqft Living Area |
|---|
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Lot Area | 36,242 sqft (0.832 acres) |
| Old Parcel Number | 1400487B00020 |
|---|---|
| Street Address | 822 RATZER RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-3732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Block | 2208 |
| Legal Lot Number | 5 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 246103 |
822 Ratzer Rd, a single family home, is owned by a company.
Source: Passaic County and Wayne Township records, as of July 8, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 822 RATZER RD, WAYNE, NJ 07470-3732 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 822 RATZER RD, WAYNE, NJ 07470-3732 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000058367 |
|---|---|
| Date | Dec 28, 2018 |
| Book Page | M15342/0058 |
| Instrument | 2018058367 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 16, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 822 Ratzer Rd was $13,130, up 0.9% from the year before.
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,900 (-) Land $108,600 Building $110,300 | $218,900 (-) Land $108,600 Building $110,300 | |
| 2025 | $13,130.00 (+0.88%) | $218,900 Land $108,600 Building $110,300 | $218,900 Land $108,600 Building $110,300 |
| 2024 | $13,015.00 | ||
| 2023 | $218,900 Land $108,600 Building $110,300 | $218,900 Land $108,600 Building $110,300 | |
| 2022 | $12,376.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 822 Ratzer Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 822 Ratzer Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: AT&T, T-Mobile.
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