Kershaw County property record for 76 Saughtree Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3,153 sqft · built 2009 |
| Owner | Individual Name on Record |
| Last Sale | $352,000 (Sep 2025) |
| Tax Bill | $1,100 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 358-00-00-029-SKB |
| Primary APN | 358-00-00-029-SKB |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,153 sqft Gross Area |
| Gross Area | 2,604 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Vinyl |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Patio Area | 100 sqft |
| Account Number | 50058 |
|---|---|
| Old Parcel Number | 358-00-00-029 SKB |
| Street Address | 76 SAUGHTREE LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-8375 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | KELSNEY RIDGE SUBDIV PHASE 1 LOT 29 |
| Legal Subdivision | KELSNEY RIDGE SUBD |
| Legal Phase | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970908 |
Source: Kershaw County records, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 76 SAUGHTZCE LA, ELGIN, SC 29045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2025 · Amount on Record |
| Deed Sale | Sep 16, 2025 · Amount on Record |
| Prior Sale | Aug 3, 2009 · Amount on Record |
| Deed Document Number | 2025-7746 |
| Deed Book / Page | 5428 / 280 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Sep 16, 2025 |
| Property Address | 76 SAUGHTREE LN, ELGIN, SC 29045-8375 |
| Document Number | 0020257746 |
| Book / Page | 5428 / 280 |
| Map Reference | MB 2558 PG 155 |
| Instrument Date | Aug 25, 2025 |
| Instrument | 2025-7746 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $915.20 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 76 SAUGHTZCE LA, ELGIN, SC 29045 |
| Document Number | 0020257747 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 2025-7747 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,100.00 (+2.42%) | $213,300 (-) Land $40,000 Building $173,300 | $213,300 (-) |
| 2024 | $1,074.00 (-0.56%) | $213,300 (-) Land $40,000 Building $173,300 | $213,300 (-) |
| 2023 | $1,080.00 | $213,300 Land $40,000 Building $173,300 | $213,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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