Kershaw County property record for 72 Saughtree Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3,857 sqft · built 2011 |
| Owner | Individual Name on Record |
| Last Sale | $438,000 (Dec 2025) |
| Tax Bill | $1,517 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit Dec 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 358-00-00-028-SKB |
| Primary APN | 358-00-00-028-SKB |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,857 sqft Gross Area |
| 1st Floor Area | 1,429 sqft |
| 2nd Floor Area | 1,828 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Porch | Porch |
| Porch Area | 97 sqft |
| Patio Area | 104 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 50057 |
|---|---|
| Old Parcel Number | 358-00-00-028 SKB |
| Street Address | 72 SAUGHTREE LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-8375 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | DIST:279 MAP REF:BK 2844 PG 117 |
| Legal Subdivision | KELSNEY RDG SUB PH 1 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970908 |
Source: Kershaw County records, as of December 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 72 SAUGHTREE LN, ELGIN, SC 29045-8375 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2025 | Deed of Trust, Mortgage · Line of Credit MID CAROLINA CU |
| Dec 5, 2025 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC |
| Nov 5, 2019 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN NATIONWIDE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2025 · Amount on Record |
| Deed Sale | Dec 5, 2025 · Amount on Record |
| Prior Sale | Sep 19, 2011 · Amount on Record |
| Deed Document Number | 2025-10391 |
| Deed Book / Page | 5484 / 21 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 72 SAUGHTREE LN, ELGIN, SC 29045-8375 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0020256300 |
|---|---|
| Date | Jul 28, 2025 |
| Book Page | 5400/205 |
| Instrument | 2025-6300 |
| Name | MID CAROLINA CU |
|---|---|
| Type | Credit Union |
| Address | LUGOFF, SC 29078 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 27, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Dec 5, 2025 |
| Property Address | 72 SAUGHTREE LN, ELGIN, SC 29045-8375 |
| Document Number | 0202510391 |
| Book / Page | 5484 / 21 |
| Map Reference | MB C-24 PG 4 |
| Instrument Date | Dec 4, 2025 |
| Instrument | 2025-10391 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,138.80 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 72 SAUGHTREE LN, ELGIN, SC 29045-8375 |
| Document Number | 0202510392 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | 2025-10392 |
| Name | MORTGAGE SOLUTIONS OF COLORADO LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 72 SAUGHTREE LN, ELGIN, SC 29045-8375 |
| Document Number | 0000009138 |
| Instrument Date | Nov 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 72 SAUGHTREE LN ELGIN SC 290458375, ELGIN, SC 29045-8375 |
| Document Number | 0000009138 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 004123/000215 |
| Instrument | 9138 |
| Name | AMERICAN NATIONWIDE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33624 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 11, 2049 |
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,517.00 (-0.59%) | $248,900 (-) Land $40,000 Building $208,900 | $248,900 (-) |
| 2023 | $1,526.00 | $248,900 Land $40,000 Building $208,900 | $248,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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