68 Saughtree Ln, Elgin, SC 29045 Property Records

Kershaw County property record for 68 Saughtree Ln, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details3,408 sqft · built 2011
OwnerOwner Name on Record
Last Sale$198,635 (Dec 2011)
Tax Bill$1,452 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN358-00-00-027-SKB

Property Details

APN / Parcel Number

Primary APN358-00-00-027-SKB
Alternative APN
  • 50056

Interior

Stories2 Stories
Building Area3,408 sqft Gross Area
Gross Area2,537 sqft
1st Floor Area2,327 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Exterior MaterialVinyl
Roof MaterialComposition Shingle
Garage TypeAttached
Garage Area105 sqft
PorchPorch
Porch Area115 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number50056
Old Parcel Number358-00-00-027 SKB
Street Address68 SAUGHTREE LN
CityELGIN
StateSC
Zip29045-8375
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionDIST:279 MAP REF:BK C114 PG 10B
Legal SubdivisionKELSNEY RDG SUB PH 1
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group2
Census Block2015
Census Tract970908

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address68 SAUGHTREE LN, ELGIN, SC 29045-8375
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2023Deed of Trust, Mortgage · Line of Credit
SC STATE FCU
Mar 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LNDG LLC

Assessor's Deed Record

Last SaleDec 29, 2011 · Amount on Record
Deed SaleDec 29, 2011 · Amount on Record
Deed Document Number0002881211
Deed Book / Page2881 / 211
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address68 SAUGHTREE LN, ELGIN, SC 29045-8375
Transaction TypeMortgage
Record UpdatedSep 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202300000577
DateJan 20, 2023
Book Page4883/304
Instrument202300000577
Lender
NameSC STATE FCU
TypeCredit Union
AddressCOLUMBIA, SC 29201
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 19, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address68 SAUGHTREE LN, ELGIN, SC 29045-8375
Document Number0000002943
Instrument DateMar 25, 2020
Transaction TypeMortgage
Record UpdatedMay 19, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address68 SAUGHTREE LN ELGIN SC 290458375, ELGIN, SC 29045-8375

Mortgage

Document Number0000002943
DateApr 3, 2020
Book Page004198/000227
Instrument2943
Lender
NameSTEARNS LNDG LLC
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 2, 2050

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,452.00 (-24.61%)$242,900 (+2.4%) Land $40,000 Building $202,900$242,900 (+2.4%)
2023$1,926.00$237,200 Land $40,000 Building $197,200$237,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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