Kershaw County property record for 65 Saughtree Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3,809 sqft · built 2014 |
| Lot Size | 0.413 acres (18,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Jun 2021) |
| Tax Bill | $1,856 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 358-00-00-048-SKB |
| Primary APN | 358-00-00-048-SKB |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,809 sqft Gross Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,000 sqft (0.413 acres) |
| Account Number | 50077 |
|---|---|
| Street Address | 65 SAUGHTREE LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-8374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | KELSNEY RIDGE SUBDIV PHASE 1 LOT 48 |
| Legal Subdivision | KELSNEY RIDGE SUBD |
| Legal Phase | 1 |
| Legal Lot Number | 48 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970908 |
Source: Kershaw County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 65 SAUGHTREE LN, ELGIN, SC 29045-8374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2021 · Amount on Record |
| Deed Sale | Jun 7, 2021 · Amount on Record |
| Prior Sale | Jun 27, 2014 · Amount on Record |
| Deed Document Number | 20216246 |
| Deed Book / Page | 4493 / 62 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 65 SAUGHTREE LN, ELGIN, SC 29045-8374 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 65 SAUGHTREE LN, ELGIN, SC 29045-8374 |
| Document Number | 0020238334 |
|---|---|
| Date | Sep 26, 2023 |
| Book Page | 5021/248 |
| Instrument | 2023-8334 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,856.00 (-0.64%) | $309,700 (-) Land $40,000 Building $269,700 | $309,700 (-) |
| 2023 | $1,868.00 | $309,700 Land $40,000 Building $269,700 | $309,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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