Worcester County and Berlin Town property record for 76 Derby Rd, Berlin, MA 01503
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,601 sqft · built 1995 |
| Lot Size | 4.37 acres (190,642 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Jun 2025) |
| Tax Bill | $13,236 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jul 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 9.0-0028-0000.0 |
| Primary APN | 9.0-0028-0000.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,601 sqft Living Area |
| Gross Area | 9,124 sqft |
| 1st Floor Area | 884 sqft |
| Basement Area | 1,540 sqft |
| Unfinished Basement | 1,540 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 190,642 sqft (4.37 acres) |
| Garage Type | Basement |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 9.0-0028-0000.0 |
|---|---|
| Street Address | 76 DERBY RD |
| City | BERLIN |
| State | MA |
| Zip | 01503-1506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 28 |
| Jurisdiction | BERLIN MA |
| Township / Civil Division | BERLIN |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 717100 |
Source: Worcester County and Berlin Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 76 DERBY RD, BERLIN, MA 01503-1506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK |
| Jul 18, 2025 | Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 2, 2025 · Amount on Record |
| Deed Sale | Jun 2, 2025 · Amount on Record |
| Prior Sale | Sep 2, 1993 · Amount on Record |
| Deed Document Number | 202543614 |
| Deed Book / Page | 72059 / 366 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERLIN MA |
| Recording Date | Jul 14, 2026 |
| Property Address | 76 DERBY RD, BERLIN, MA 01503-1506 |
| Document Number | 0000059189 |
| Book / Page | 73874 / 234 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 202659189 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 76 DERBY RD, BERLIN, MA 01503-1506 |
| Document Number | 0000059189, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 73874/234 |
| Instrument | 202659189 |
| Name | MIDDLESEX SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERLIN MA |
| Property Address | 76 DERBY RD, BERLIN, MA 01503-1506 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 072276-234 |
|---|---|
| Date | Jul 18, 2025 |
| Book Page | 72276/234 |
| Instrument | 59496 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Rate Type | Adjustable Rate |
|---|
Source: Worcester County and Berlin Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Berlin Town |
| Unified School District | Berlin-Boylston School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,236.00 (+11.29%) | $932,800 (-) Land $287,300 Building $645,500 | $903,640 |
| 2024 | $11,893.00 (+11.38%) | $932,800 (+20.91%) Land $287,300 Building $645,500 | |
| 2023 | $10,678.00 | $771,500 Land $249,500 Building $522,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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