St. Charles County property record for 76 Bay Brook Ct, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,325 sqft · built 2016 |
| Lot Size | 0.239 acres (10,411 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $382,768 (Sep 2016) |
| Tax Bill | $6,467 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T160300057 |
| Primary APN | T160300057 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,325 sqft Living Area |
| Basement Area | 1,618 sqft |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Brick/Stone |
| Lot Area | 10,411 sqft (0.239 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T160300057 |
|---|---|
| Street Address | 76 BAY BROOK CT |
| City | O FALLON |
| State | MO |
| Zip | 63366-5057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROOKSIDE VLG B #2-B LOT 512 |
| Legal Range | 02E |
| Legal Township | 47N |
| Legal Subdivision | BROOKSIDE VLG B #2-B |
| Legal Lot Number | 512 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 312095 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 76 BAY BROOK CT, O FALLON, MO 63366-5057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2016 · Amount on Record |
| Deed Sale | Sep 7, 2016 · Amount on Record |
| Deed Document Number | 0006607896 |
| Deed Book / Page | 6607 / 896 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 76 BAY BROOK CT, O FALLON, MO 63366-5057 |
| Document Number | 0000067678 |
| Instrument Date | Sep 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2020 |
| Title Company | NETCO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 76 BAY BROOK CT O FALLON MO 633665057, O FALLON, MO 63366-5057 |
| Document Number | 0000067678 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 67678 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 13, 2050 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,467.00 | $104,010 (+13.49%) | $547,420 (+13.49%) Land $70,000 Building $477,420 |
| 2023 | $91,649 | ||
| 2022 | $482,362 Land $50,000 Building $432,362 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2019–2022) |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Brightspeed Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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