74 Bay Brook Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 74 Bay Brook Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,148 sqft · built 2016
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Oct 2019)
Tax Bill	$5,340 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T160300058`

Property Details

APN / Parcel Number

Primary APN	`T160300058`
Alternative APN	`2-0049-C290-00-0513.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,148 sqft Living Area
Basement Area	2,148 sqft

Exterior

Year Built	Built 2016
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	12,632 sqft (0.289 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T160300058
Street Address	74 BAY BROOK CT
City	O FALLON
State	MO
Zip	63366-5057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE VLG B #2-B LOT 513
Legal Range	02E
Legal Township	47N
Legal Subdivision	BROOKSIDE VLG B #2-B
Legal Lot Number	513
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2017
Census Tract	312095

Owner

74 Bay Brook Ct is owned and occupied by an individual who bought it in October 2019.

Source: St. Charles County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	74 BAY BROOK CT, O FALLON, MO 63366-5057
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2019	Warranty Deed, Transfer STIFEL BK&TR
Apr 11, 2017	Warranty Deed, Subdivision Related Transfer DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2019 · Amount on File
Deed Sale	Oct 17, 2019 · Amount on File
Prior Sale	Apr 11, 2017
Deed Document Number	0071641158
Deed Book / Page	7164 / 1158
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 17, 2019
Property Address	74 BAY BROOK CT, O FALLON, MO 63366-5057
Document Number	0071641158
Book / Page	007164 / 001158
Instrument Date	Oct 11, 2019
Instrument	584890
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	SELECT TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 BAY BROOK CT O FALLON MO 633665057, O FALLON, MO 63366-5057

Mortgage

Document Number	71641163
Date	Oct 17, 2019
Book Page	007164/001163
Instrument	584910

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2049

April 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 11, 2017
Property Address	74 BAY BROOK CT, O FALLON, MO 63366-5057
Document Number	0067260147
Book / Page	006726 / 000147
Instrument Date	Apr 10, 2017
Instrument	216510
Transaction Type	Subdivision Related Transfer
Record Updated	May 15, 2017
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	74 BAY BROOK CT O FALLON MO 633665057, O FALLON, MO 63366-5057

Mortgage

Document Number	67260149
Date	Apr 11, 2017
Book Page	006726/000149
Instrument	216520

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 74 Bay Brook Ct was $5,340.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,340.00	$85,775	$451,448 Land $70,000 Building $381,448
2023		$77,426
2022			$407,506 Land $50,000 Building $357,506

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 74 Bay Brook Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Bay Brook Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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