72 Bay Brook Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 72 Bay Brook Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,148 sqft · built 2017
Lot Size	0.228 acres (9,975 sqft)
Owner	Individual Name on Record
Last Sale	$414,993 (Feb 2018)
Tax Bill	$5,409 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T160300059`

Property Details

APN / Parcel Number

Primary APN	`T160300059`
Alternative APN	`2-0049-C290-00-0514.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,148 sqft Living Area
Basement Area	2,148 sqft

Exterior

Year Built	Built 2017
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	9,975 sqft (0.228 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T160300059
Street Address	72 BAY BROOK CT
City	O FALLON
State	MO
Zip	63366-5057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE VLG B #2-B LOT 514
Legal Range	02E
Legal Township	47N
Legal Subdivision	BROOKSIDE VLG B #2-B
Legal Lot Number	514
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2017
Census Tract	312095

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	72 BAY BROOK CT, O FALLON, MO 63366-5057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Deed of Trust, Mortgage EQUITY PRIME MTG
Feb 9, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2018 · Amount on Record
Deed Sale	Feb 9, 2018 · Amount on Record
Deed Document Number	0006877986
Deed Book / Page	6877 / 986
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	72 BAY BROOK CT, O FALLON, MO 63366-5057
Document Number	0000089945
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	CLOSELINE SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	72 BAY BROOK CT O FALLON MO 633665057, O FALLON, MO 63366-5057

Mortgage

Document Number	0000089945
Date	Nov 19, 2020
Instrument	89945

Lender

Name	EQUITY PRIME MTG
Address	ATLANTA, GA 30328

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2050

February 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 9, 2018
Property Address	72 BAY BROOK CT, O FALLON, MO 63366-5057
Document Number	0068770986
Book / Page	6877 / 0986
Map Reference	MB 48 PG 233
Instrument Date	Feb 9, 2018
Instrument	20180209000073300
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2021
Title Company	SYNERGY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2299 TECHNOLOGY DR STE 150, 2299, O FALLON, MO 63368-7343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 BAY BROOK CT, O FALLON, MO 63366-5057

Mortgage

Document Number	20180209000073310
Date	Feb 9, 2018
Instrument	20180209000073310

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,409.00	$86,891 (+10.73%)	$457,323 (+10.73%) Land $70,000 Building $387,323
2023		$78,473
2022			$413,014 Land $50,000 Building $363,014

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Bay Brook Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures