75 Bay Brook Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 75 Bay Brook Ct, O Fallon, MO 63366 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,308 sqft · built 2016
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$293,500 (Mar 2017)
Tax Bill	$4,833 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T160300056`

Property Details

APN / Parcel Number

Primary APN	`T160300056`
Alternative APN	`2-0049-C290-00-0511.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,308 sqft Living Area
Basement Area	1,028 sqft

Exterior

Year Built	Built 2016
Exterior Material	Brick/Stone
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T160300056
Street Address	75 BAY BROOK CT
City	O FALLON
State	MO
Zip	63366-5057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE VLG B #2-B LOT 511
Legal Range	02E
Legal Township	47N
Legal Subdivision	BROOKSIDE VLG B #2-B
Legal Lot Number	511
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2017
Census Tract	312095

Owner

Source: St. Charles County records · APN T160300056

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	75 BAY BROOK CT, O FALLON, MO 63366-5057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 20, 2017 · Amount on Record
Deed Sale	Mar 20, 2017 · Amount on Record
Deed Document Number	0006714839
Deed Book / Page	6714 / 839
Record Updated	Jun 08, 2026

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 20, 2017
Property Address	75 BAY BROOK CT, O FALLON, MO 63366-5057
Document Number	0067140839
Book / Page	6714 / 0839
Map Reference	MB 48 PG 233
Instrument Date	Mar 17, 2017
Instrument	20170320000164800
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 09, 2021
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2299 TECHNOLOGY DR STE 150, 2299, O FALLON, MO 63368-7343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 BAY BROOK CT, O FALLON, MO 63366-5057

Mortgage

Document Number	20170320000164820
Date	Mar 20, 2017
Instrument	20170320000164820

Lender

Name	HOMESITE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,833.00	$77,555 (+10.81%)	$408,183 (+10.81%) Land $70,000 Building $338,183
2023		$69,988
2022			$368,357 Land $50,000 Building $318,357

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833120952, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 32% of the US · above 22% of Missouri
Wildfire Likelihood	About 1 in 2,941 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.