Lincoln County property record for 7551 Bluff Point Ln, Denver, NC 28037
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,612 sqft · built 2003 |
| Lot Size | 0.034 acres (1,481 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $280,000 (Jul 2022) |
| Tax Bill | $1,732 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4602-41-8189 |
| Primary APN | 4602-41-8189 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,612 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 1,481 sqft (0.034 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 291733 |
|---|---|
| Street Address | 7551 BLUFF POINT LN |
| City | DENVER |
| State | NC |
| Zip | 28037-7580 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | ELDD PD-MU |
| Legal Description | #20BLDG#67UNIT THE BLUFFS |
| Legal Subdivision | WATERSIDE CROSSING TOWNHOMES |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 71102 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7551 BLUFF POINT LN, DENVER, NC 28037-7580 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jul 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage NP INC |
| May 3, 2018 | Warranty Deed, Transfer · FHA Mortgage FIRSTBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2022 · Amount on Record |
| Deed Sale | Jul 21, 2022 · Amount on Record |
| Prior Sale | May 3, 2018 · Amount on Record |
| Deed Document Number | 2022655296 |
| Deed Book / Page | 3182 / 505 |
| Prior Transfer Date | Oct 27, 2008 |
| Prior Transfer Doc | 2074000507 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7551 BLUFF POINT LN, DENVER, NC 28037-7580 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0003462163 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 3462/163 |
| Instrument | 702987 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jul 21, 2022 |
| Property Address | 7551 BLUFF POINT LN, DENVER, NC 28037-7580 |
| Document Number | 0003182505 |
| Book / Page | 3182 / 505 |
| Map Reference | MB 11 PG 384 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 655296 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1110 WAYSIDE LN APT 203, 1110, DENVER, NC 28037-0739 |
| Name | Verified Name |
|---|---|
| Address | 7551 BLUFF POINT LN, DENVER, NC 28037-7580 |
| Document Number | 0000655297 |
|---|---|
| Date | Jul 21, 2022 |
| Instrument | 655297 |
| Name | NP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | May 3, 2018 |
| Property Address | 7551 BLUFF POINT LN, DENVER, NC 28037-7580 |
| Document Number | 2740728 |
| Book / Page | 002740 / 000728 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 577484 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $295.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7551 BLUFF POINT LN DENVER NC 280377580, DENVER, NC 28037-7580 |
| Document Number | 2740730 |
|---|---|
| Date | May 3, 2018 |
| Book Page | 002740/000730 |
| Instrument | 577485 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 2, 2048 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,732.00 | $263,606 (-) Land $27,000 Building $236,606 | $263,606 (-) Land $27,000 Building $236,606 |
| 2025 | $1,732.00 (+1.58%) | $263,606 (-) Land $27,000 Building $236,606 | $263,606 (-) Land $27,000 Building $236,606 |
| 2023 | $1,705.00 | $263,606 Land $27,000 Building $236,606 | $263,606 Land $27,000 Building $236,606 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures